Cuando el duelo se convierte en un objetivo: Estafas de duelo

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AARP

Updated 24 de marzo de 2026

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In English

Published 22 de mayo de 2025

/ Updated 24 de marzo de 2026

Después de una pérdida, las familias merecen apoyo, no estafas. Desafortunadamente, los delincuentes a menudo se aprovechan de los seres queridos en duelo. Entender cómo funcionan las estafas de duelo puede ayudarte a detectar las señales de advertencia tras la muerte de un ser querido.

CÓMO FUNCIONA

Alguien te contacta desde la funeraria o el cementerio sobre un problema con tu forma de pago.
Un pariente lejano del fallecido se comunica para ofrecer condolencias o compartir recuerdos.
Un “consejero espiritual” ofrece conectarte con tu ser querido desde el más allá.

LO QUE DEBES SABER

Los estafadores revisan obituarios, sitios web de funerarias y memoriales en internet para encontrar nombres y detalles personales que puedan usar para dirigirse a las familias.
En algunos casos, los delincuentes usan la información de una persona fallecida para cometer fraude de identidad obteniendo ilícitamente información personal sensible para tomar el control de cuentas financieras existentes o crear nuevas.
Otras tácticas implican hacerse pasar por un pariente lejano o un viejo amigo del fallecido para construir una relación de confianza que con el tiempo pueda convertirse en una estafa destinada a robar dinero de la herencia.

LO QUE DEBES HACER

Considera la naturaleza pública de un obituario y memoriales en internet, y limita la información que podría usarse para engañarte.
Si la funeraria llama exigiendo dinero, cuelga y llámalos de nuevo a un número que sepas que es legítimo.
Si un pariente o amigo “perdido hace mucho tiempo” se comunica, pregunta a otros miembros de la familia o amigos de toda la vida si conocen a la persona.
No es un negocio legítimo si te piden pagos por transferencia bancaria, criptomonedas, tarjetas de regalo o aplicaciones de pago entre personas.

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El conocimiento te da poder ante las estafas. La Red contra el Fraude, de AARP, te proporciona información y alertas confiables y actualizadas, así como recursos para prevenir el fraude, a fin de que puedas identificar y evitar estafas, y proteger a tus seres queridos. También abogamos a nivel estatal, federal y local para promulgar cambios de políticas que protejan a los consumidores y hagan cumplir las leyes.

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Salud y bienestar

AARP® Staying Sharp®

Actividades, recetas saludables, retos y más en AARP Staying Sharp®

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