Dólares en el bolsillo de un pantalón de jean y aprende a manejar tu dinero e inversiones

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Aprende a manejar tu dinero con esta trivia

¿Has desperdiciado dinero en alguna compra? Un vistazo a esas compras que nos causan remordimiento

Por: Carole Fleck,

AARP

In English

Published 14 de diciembre de 2012

10 Questions

Aprende a manejar tu dinero con esta trivia

[ {
  "question" : "¿Qué porcentaje de tus ingresos deberías ahorrar cada mes?",
  "answers" : [ {
    "answer" : "Alrededor del 5% de tu ingreso bruto.",
    "correctAnswer" : false
  }, {
    "answer" : "Entre el 10 y el 15% de tu ingreso bruto.",
    "correctAnswer" : true
  }, {
    "answer" : "No menos del 20% de tu ingreso bruto.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Idealmente, ¿qué porcentaje de tu ingreso bruto debería ir al pago de tu hipoteca?",
  "answers" : [ {
    "answer" : "Hasta un 28%.",
    "correctAnswer" : true
  }, {
    "answer" : "Entre un 35 y un 39%.",
    "correctAnswer" : false
  }, {
    "answer" : "No más del 40%.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "¿Cuánto dinero deberías apartar para emergencias?",
  "answers" : [ {
    "answer" : "El equivalente a dos meses de tus gastos diarios.",
    "correctAnswer" : false
  }, {
    "answer" : "El equivalente a cuatro meses de alimentos y gastos médicos.",
    "correctAnswer" : false
  }, {
    "answer" : "El equivalente a seis meses de tu salario neto.",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "¿Cuál es el porcentaje máximo de tus ingresos que deberías tener en deuda (excluida la vivienda)?",
  "answers" : [ {
    "answer" : "No más del 15%.",
    "correctAnswer" : true
  }, {
    "answer" : "Cerca del 20%.",
    "correctAnswer" : false
  }, {
    "answer" : "No más del 25%.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "¿Es mejor pagar las deudas de las tarjetas de crédito o ahorrar dinero?",
  "answers" : [ {
    "answer" : "Pagar las facturas de las tarjetas de crédito a medida que ahorras, cancelando primero las tarjetas de mayor interés.",
    "correctAnswer" : true
  }, {
    "answer" : "Pagar la deuda de todas las tarjetas de crédito antes de ahorrar.",
    "correctAnswer" : false
  }, {
    "answer" : "Ahorrar lo más posible y no pagar más del mínimo mensual en cada tarjeta.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "¿Qué porcentaje de tu ingreso debería ahorrar para gastos en viajes, compras y entretenimiento?",
  "answers" : [ {
    "answer" : "Un 20%.",
    "correctAnswer" : true
  }, {
    "answer" : "Un 25%.",
    "correctAnswer" : false
  }, {
    "answer" : "Un 35%.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Si tienes 50 años o más, ¿cuál es el máximo que pueded contribuir a un plan para la jubilación del tipo 401(k) en el 2013?",
  "answers" : [ {
    "answer" : "$17,500",
    "correctAnswer" : false
  }, {
    "answer" : "$23,000",
    "correctAnswer" : true
  }, {
    "answer" : "$25,000",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "¿Cuánto de tu ingreso previo a jubilarte necesitarás para financiar un estilo de vida similar durante la jubilación?",
  "answers" : [ {
    "answer" : "Un 40%",
    "correctAnswer" : false
  }, {
    "answer" : "Un 50%",
    "correctAnswer" : false
  }, {
    "answer" : "Un 70%",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "“Inversiones diversificadas” significa:",
  "answers" : [ {
    "answer" : "Inversiones en dos o más opciones (por ejemplo, acciones y bonos).",
    "correctAnswer" : false
  }, {
    "answer" : "Tener una mezcla de inversiones, de modo que algunas suban mientras otras bajan, para mantener un equilibrio a medida que crecen.",
    "correctAnswer" : false
  }, {
    "answer" : "Todas las opciones anteriores.",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Típicamente, ¿cuáles son las mayores deducciones de la mayoría de los contribuyentes?",
  "answers" : [ {
    "answer" : "Deducciones por gastos médicos.",
    "correctAnswer" : false
  }, {
    "answer" : "Deducciones por interés hipotecario.",
    "correctAnswer" : true
  }, {
    "answer" : "Ninguna de las opciones anteriores.",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

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SOLAMENTE PARA SOCIOS

Salud y bienestar

AARP® Staying Sharp®

Actividades, recetas saludables, retos y más en AARP Staying Sharp®

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