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My wife is 63. When will she qualify for Medicare? Skip to content

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En español | Your wife must wait until she is 65 to qualify for Medicare. Even if she has disabilities and applies for Social Security disability benefits now, she probably would still have to wait for two years before she would be eligible. 

There are two exceptions to this 24-month waiting period. One is for people with end-stage renal disease (ESRD, kidney failure needing regular dialysis or a kidney transplant) who meet the conditions for obtaining Medicare. The other is for people with amyotrophic lateral sclerosis (ALS, known as Lou Gehrig’s disease).


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