There's always more to discover with your AARP membership. Explore your member benefits today!
En español | The service area of each stand-alone Part D drug plan — the type that is used by people enrolled in the original Medicare program — is statewide. So if you move to another state, you will immediately be able to enroll in a Part D plan in your new location — without waiting for Medicare’s open enrollment period, which runs from Oct. 15 to Dec. 7 each year. (But if you move to another place within the same state, you would likely need to stay with the same plan until open enrollment rolls around.)
However, if you receive Part D drug coverage from a Medicare Advantage plan (such as a HMO or PPO), the service area is typically much smaller — sometimes no bigger than a county or a zip code. But again, if you move outside of the service area, you have the right to switch immediately to another Advantage plan that serves your new area (even if it’s within the same state), or to return to original Medicare and enroll in a stand-alone Part D plan in that area.
In both cases (whether in a Part D plan or a Medicare Advantage plan) you get a special enrollment period (SEP) to switch to another plan, but the time frame depends on when you notify your current plan of the move:
Even if the insurance company that sponsored your old plan offers the same or other plans in your new home area, you can choose to switch to a different one if new plans are available to you there.
Return to Medicare Q&A Tool main page >>
Enter address, city, state, or ZIP code.
Driver Safety (0)
Tax Aide (0)
Entertainment & Dining (0)
Healthcare & Insurance (0)
Financial Services & Insurance (0)
Member Local Offers (0)
Visit the AARP state page for information about events, news and resources near you.
You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits.
Your email address is now confirmed.
Manage your email preferences and tell us which topics interest you so that we can prioritize the information you receive.
Explore all that AARP has to offer.
In the next 24 hours, you will receive an email to confirm your subscription to receive emails
related to AARP volunteering. Once you confirm that subscription, you will regularly
receive communications related to AARP volunteering. In the meantime, please feel free
to search for ways to make a difference in your community at