Refresh your driving skills and you could save on your auto insurance! Sign up for the AARP Smart Driver course.
En español | It's easy if you receive Social Security retirement benefits: The Social Security Administration will automatically enroll you in Medicare when you turn 65. If you are under 65 and get disability benefits, the Social Security Administration will enroll you in Medicare after you have received benefits for 24 months.
Otherwise, you have to enroll yourself during your initial open enrollment period, which is three months before and after the month of your 65th birthday. If you miss your deadline for signing up for Medicare and don't qualify for an exception, you can only enroll during Medicare's general enrollment period from Jan. 1 to March 31.
Most people will sign up for Medicare Part A (which covers hospitalization, some nursing home and home health care, and hospice) when they turn 65 because it is usually free. (See information about Medicare costs for more details.) If you do enroll in Part A and also have coverage through the health insurance marketplaces, you will need to notify the insurer as soon as you qualify.
You must have Part A before you sign up for Part B, which covers doctor visits and other outpatient care, and before getting Part D's prescription drug coverage. Both require monthly premiums, unless you qualify for financial subsidies. You should sign up for Part B — and avoid any late enrollment penalties — if:
There may be some other rules that apply to your situation. For more details and individual assistance, call Medicare at 800-633-4227 (TTY: 877-486-2048) or contact your local State Health Insurance Assistance Program (or SHIP) at www.shiptacenter.org/.
Return to Medicare Q&A Tool main page >>
Enter address, city, state, or ZIP code.
Driver Safety (0)
Tax Aide (0)
Entertainment & Dining (0)
Healthcare & Insurance (0)
Financial Services & Insurance (0)
Member Local Offers (0)
Visit the AARP state page for information about events, news and resources near you.
You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits.
Your email address is now confirmed.
Manage your email preferences and tell us which topics interest you so that we can prioritize the information you receive.
Explore all that AARP has to offer.
In the next 24 hours, you will receive an email to confirm your subscription to receive emails
related to AARP volunteering. Once you confirm that subscription, you will regularly
receive communications related to AARP volunteering. In the meantime, please feel free
to search for ways to make a difference in your community at