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Credit freezes are free under a federal law that just went into effect. Learn how to protect your credit.

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  • Nothing for the first 60 days of inpatient care each benefit period
  • $322 per day for days 61-90 each benefit period (in 2016)
  • $644 per lifetime reserve day after day 91 and beyond in a benefit period (in 2016)

(Note: You have 60 lifetime reserve days that can be used only once. Costs are for Original Medicare.)


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