What Happens to Social Security in a Government Shutdown?

The longest government shutdown in U.S. history ended Nov. 12 after Congress passed and President Donald Trump signed legislation to fund federal agencies and programs through at least Jan. 30.

But even if there’s another budget impasse after the current funding bill expires, Social Security recipients would continue to receive their monthly payments.

That’s because Social Security benefits are, in federal parlance, “mandatory spending.” They have a dedicated, permanent funding source (primarily, the payroll taxes most of us pay on our work income) and are unaffected by the federal appropriations process.

However, the Social Security Administration (SSA) is affected by shutdowns. Its administrative budget is discretionary, meaning it is subject to congressional approval. Lawmakers determine how much of Social Security’s revenue can go toward operating expenses, such as processing benefit applications, renting space for local offices and paying employees’ salaries.

The budget law now in place funds some federal programs through fiscal year 2026, which ends Sept. 30, 2026, but most federal agencies, including the SSA, are only funded through Jan. 30.

Shutdown plan

The SSA's most recent shutdown blueprint, updated in September 2025, directs the agency to “continue activities critical to our direct-service operations and those needed to ensure accurate and timely payment of benefits.” That means beneficiaries “continue receiving their Social Security, Social Security Disability Insurance [SSDI] and SSI payments,” an agency spokesperson says.

SSI is Supplemental Security Income, a safety-net benefit administered by the Social Security Administration for people with very low incomes who are 65 or older or have a disability or severe visual impairment. Unlike Social Security retirement, survivor and family benefits and SSDI, SSI is funded out of general government revenues, not the dedicated payroll tax.

During a shutdown, the payroll tax revenue that largely funds Social Security continues to be collected and goes into the program’s trust funds. The SSA has legal authority to process payments even when congressional appropriations lapse.

Most SSA employees remain on the job without pay to maintain essential functions and services, including paying benefits, staffing field offices, processing benefit applications and appeals, holding disability hearings, and issuing new and replacement Social Security cards. About 6,200 are being furloughed.

Some Social Security services and activities are suspended, including benefit verifications by phone or in person (this service remains available online if you have a My Social Security account), processing overpayments, information technology improvements, public relations and training.