It’s open enrollment season for Affordable Care Act health insurance! Here are 11 things you need to know.
AARP New Jersey, April 21, 2010
Identity theft occurs when someone uses your personal information such as your Social Security number, your credit card number, or your bank information to get things for themselves in your name.
Before you are even aware, identity thieves can take out a mortgage, obtain a credit card, and ruin your credit and good name!
Fortunately, AARP New Jersey fought for and won comprehensive identity theft prevention legislation for New Jersey. The Identity Theft Prevention Act provides consumers with the best line of defense against identity theft: the “security freeze.”
A security freeze gives consumers the choice to “freeze” or lock access to their credit file. When a “freeze” is in effect, consumers can still access their own information using a special code. Thieves, however, will be barred from accessing this information.
Best of all, it is free to freeze your account.
To turn on a security freeze, you need to contact each of the three credit bureaus: Equifax, TransUnion, and Experian. Send a letter through either overnight or certified mail. In your letters, include the following in following information:
• Full name
• Former name (if applicable)
• Current address
• Former addresses in the last 5 years.
• Social Security number.
• Date of birth
Also, include photocopies of a government issued identity card and proof of residence such as a utility bill or phone bill.
You can unfreeze you credit report at anytime, for a small fee of five dollars or less. You will need to unfreeze your credit report when applying for a loan or a credit card.
Freeze your account today, and protect yourself from identity theft!
Please leave your comment below.
You must be logged in to leave a comment.
Get tips and resources to protect yourself from fraud and see the latest scam alerts in your state.
Members save 15% on in-store purchases of frozen yogurt, treats and apparel.
Exclusive program for members from The Hartford.
AARP members receive exclusive member benefits & affect social change.
You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits.
Your email address is now confirmed.
Manage your email preferences and tell us which topics interest you so that we can prioritize the information you receive.
Explore all that AARP has to offer.
In the next 24 hours, you will receive an email to confirm your subscription to receive emails
related to AARP volunteering. Once you confirm that subscription, you will regularly
receive communications related to AARP volunteering. In the meantime, please feel free
to search for ways to make a difference in your community at