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How does Medicare work with other coverage


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AARP/Getty Images

Are you a veteran, retired government employee or someone who benefits from private-sector retiree health insurance? 

Medicare can work with all of those plans. It also pairs well with Medicaid if you have limited resources. 

But if you or your spouse left a job recently and you were offered a continuation of your old insurance through COBRA, watch out. It’s complicated. You’ll need help to navigate through and avoid any pitfalls, penalties and coverage gaps. 

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