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The 10 Best States for Older Workers

A new report crunched the numbers. Did your state make it to the top?


an illustration of a woman looking at a map of america filled with pins
Rob Dobi

Key takeaways

  • A new list ranks how well states support older workers based on median income, remote work opportunities, age discrimination complaints and other factors.
  • Many older adults keep working primarily to cover everyday living costs, while others cite staying active and connected as top motivators.
  • Even in highly ranked states, age discrimination remains common, and experts warn against relocating solely for job prospects.

Mari Palace, 63, takes great pride in her job as a destination sales manager at Hello Burlington, a convention and visitors bureau promoting Vermont’s largest city for business meetings and events. “Having grown up in Burlington, I love showing my city to out-of-state meeting planners looking for a host city,” she says.

Now her state has another accolade she can boast about: a top-10 spot in a 2026 ranking of the best states for older workers. Vermont earned the number nine spot on CareScout’s 2026 list, which analyzes data from federal agencies and other sources to determine which states best meet the needs of mature workers.

According to the study, the best states to stay employed later in life are (the full list is available here):

  1. New Hampshire
  2. Alaska
  3. Maryland
  4. Utah
  5. Connecticut
  6. Colorado
  7. Wyoming
  8. Massachusetts
  9. Vermont
  10. Virginia

What the ranking is based on

More than 11.6 million Americans age 65 and older are currently part of the U.S. workforce, up 132 percent from 4.9 million in 2004, according to the Bureau of Labor Statistics. Those thriving numbers also mean a growing trove of data that reveals trends about where these workers are finding the most success.

CareScout’s list used six factors, based on the most recent data available:

  • Percentage of people age 60 and older who are working (Census Bureau, 2024)
  • Median household income for people 65 and older (Census Bureau, 2024)
  • Percentage of workers 65+ who are working remotely (Census Bureau, 2024)
  • Age-related workplace discrimination complaints from (EEOC, 2021–2024)
  • Top state personal income tax rate (Tax Foundation, 2026)
  • New business growth rate (Census Bureau, 2025–2026)

Driven by no tax on income, the second-best labor force participation rate among those 65 and older (36.1 percent) and the third-fewest incidents of age discrimination (18 complaints per 100,000 older workers), New Hampshire rose to the top of CareScout’s study.

But uncovering common threads among the diverse group of states in the top 10 is challenging, notes Arthur Bretschneider, chief product officer at CareScout, a company that helps families plan for long-term care. Where older workers stay active is dependent on personal preferences and life circumstances, he says. “So many things around older adults tend to be so hyper-local and community-focused,” says Bretschneider.

“The thing that stood out to me is just how many more older adults are going back to work or staying in work.”

Recent AARP research finds that 7 percent of retirees have “unretired,” or reentered the labor force. Forty-eight percent said their primary reason for returning to work is to make money. Of those individuals 50-plus who are working or seeking employment, 41 percent said their main motivation is to afford everyday living costs. Another 14 percent expressed an interest in staying active.

“It’s really an affordability issue that’s driving this,” says Rich Johnson, AARP’s vice president of financial security at the AARP Public Policy Institute. .

“We need to retire the word ‘retirement’ because it just doesn’t fit anymore,” says Gary Phelan, 65, an attorney based in Milford, Connecticut, who handles workplace disputes, including age discrimination.

Connected to their communities

In interviews with older workers in many of the best-ranked states for this article, AARP found that almost all cited proximity to family, access to strong health care facilities and opportunities to enjoy the outdoors among the reasons for where they live and work. Moreover, they are not eager to leave communities where they have built roots and contribute to the region’s economy and quality of life through their jobs.

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David Heiby, 66, transitioned in 2022 from running a successful international auto tool business to becoming a public historian and tour operator focused on guided cemetery walks in Alexandria, Virginia, which ranks 10th on the list. Making his living operating Gravestone Stories is a natural fit for a man who has always had a passion for his community’s history and who previously led Civil War battlefield tours.

“My side gig became my full-time gig,” says Heiby, who is affectionately known as “Grave Dave.”

Heiby lives in his childhood home in Alexandria and is the superintendent at the church he’s attended his entire life. His parents are buried alongside Revolutionary and Civil War heroes in the same cemeteries that Heiby now leads tour groups to visit.

At this point, he has no plans to retire from his dream job in his home state. “It’s in my blood; it’s something I want to do,” says Heiby, noting the 90-minute tours encourage exercise and social activity, and were a chief motivating factor during his recovery from a serious pulmonary illness in 2025.

Morris Price, 63, of Denver, who has “forgotten more about philanthropy than most people will know,” feels a professional connection to the region, which has one of the highest concentrations of nonprofits per capita in the country. After 35 years with a variety of local organizations and educational institutions, Price opened his own consultancy firm in 2024.

He relies on his long-term networks across politics, nonprofits and education to attract and retain clients. Price credits deep involvement in civic life for strengthening his career longevity. “I made myself viable in the community,” he says.

Similarly, Phelan, 65, the Connecticut attorney, sees “no reason not to continue working” and has stayed where his clients are based. Plus, it’s home. “I’ve been here for 36 years. Why uproot and go elsewhere?” he says.

Working across generations

CareScout’s rankings come at a time when an unprecedented five generations are active in the workforce. Regardless of motivation, Americans are working later in life, often providing valuable skills to companies that may need to compensate for lower employment rates among younger generations. That mix of generations can help businesses and benefit workers of all ages.

Leslie Wells, 64, co-owner of Pizzeria Verità in Burlington, admits that relating to her younger staff can sometimes be a challenge, but she knows she could not run her business without them. “The age gap is over 40 years, and I can attest to the fact that we are not speaking the same language at times,” says Wells, who is set to open a new restaurant, Alimentari, this year. “But I feel very fortunate to have them taking good care of the restaurants.”

Chris Shinn, 67, pivoted to preschool teaching when his photography business lost too many clients. “I want to put off collecting Social Security until I am 70,” says Shinn, who lives in Arvada, Colorado, noting that people who wait until that age to claim Social Security receive more money than they would have if they started receiving payments at a younger age. He received training through the Early Childhood Service Corps, a program that supports older adults seeking career changes.

Shinn notes his students’ parents say his age has added a valuable perspective and counterbalance to the younger teachers on staff.

Age bias is still an issue

The CareScout list offers insights into how well each state supports its older working residents, but even a high ranking hardly means the state is free of workplace age bias. According to an AARP poll of 1,656 workers age 50-plus conducted last summer and published in late January 2026, 22 percent of older people felt they were being pushed out of work due to their age, and about two-thirds (64 percent) reported seeing or experiencing age discrimination in the workplace.

“The one thing people shouldn’t use the results of this [CareScout] study to do is say ‘I’ll move to that state and get a job,’” Johnson says.

For example, while Colorado has plenty of scenic beauty and four distinct seasons, and is ranked the second-best state in which to work from home in a recent WalletHub study, its high ranking from CareScout produced a snort" from Janine Vandenberg, 73, founder and owner of Encore Roadmap, which offers training and consulting for businesses, media and brands to become more age-inclusive.

Vandenberg, who splits time between Denver and rural Colorado, where her husband runs a vineyard, notes the state ranked 38th in age discrimination complaints in CareScout’s findings. Maryland (35) and Virginia (30) are other top-10 states with a high number of complaints.

“Age discrimination is real,” says Vandenberg. “It’s such a waste of human talent and potential.”

Andrea Kuwik, director of policy and research at the Bell Policy Center in Colorado, says progress fighting age discrimination requires moving beyond anecdotal evidence of older workers’ experiences to concrete information. Beyond data showing that 20.5 percent of the state’s population is 65 or older, there’s little additional information that specifically addresses the needs of individuals in the state who are working past traditional retirement age.

“There isn’t a lot of really great state-level, granular data,” laments Kuwik, who calls for greater representation of older workers on boards and commissions to develop systems that help build a more age-inclusive workforce.

The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity.

 

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