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En español | Social Security is much more than a retirement program. It’s also an important tool for building family financial stability, with opportunities for your spouse and children to draw monthly benefits based on your earnings. The AARP Social Security Resource Center is an online tool designed to help you and your family make the most of your benefit options. This section offers practical, comprehensive information about:

  • When and how your husband, wife or kids can file for benefits on your record
  • How age and employment — yours and your spouse’s — affect benefit calculations
  • The rules on claiming spousal and retirement benefits
  • How Social Security treats same-sex and common-law marriages



Spousal Benefits






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