There are narrow exceptions to the one-year rule. For example, you can receive benefits on the record of a new spouse if, in the month before the month in which you married that person, you were already receiving or met the requirements to receive benefits as a spouse (of somneone else), divorced spouse, surviving spouse, surviving divorced spouse, parent or disabled adult child.
Keep in mind
- In most cases you must be at least 62 to get a spouse benefit, but you may qualify if you are younger and caring for a child who is under 16 or disabled and eligible for family benefits on your spouse's record.
- The maximum spouse benefit is 50 percent of your mate's full retirement benefit. You get that if you claim the spouse benefit at your full retirement age (currently 66 and 2 months and gradually rising over the next several years to 67). Spouse benefits are reduced if claijmed earlier.
Updated June 3, 2021