retirement made easy your guide to a secure financial future

The Retirement Income Quiz You Can’t Afford to Fail

The answers can help you retire more comfortably

by John Waggoner, Updated September 17, 2020 | Comments: 0

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En español | Perhaps the biggest financial challenge of retirement is making sure you don’t run out of money. Social Security is a key source of income, as is a pension if you have one, but many retirees will need additional income from investments to enjoy a more comfortable retirement. Test your knowledge of retirement income to learn how to build and manage your retirement savings.

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Technology & Wireless

AT&T

Members can save monthly on qualified AT&T wireless plans

learn more

See more Technology & Wireless offers >

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","redemption_type":"yes","starts_on":1538366400,"expires_on":null,"created_by":"asi_admin1","country_code":"US","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","restrictions_label":"Disclosures","restrictions":"AT&T Signature Program DisclaimersAT&T SIGNATURE PROGRAM DISCOUNTS: Available to qualified employees, students & other authorized individuals associated with eligible companies, universities & other sponsoring organizations with a qualifying service agreement (Business Agreement). Must validate eligible online or provide valid employee badge/paystub, student ID, or other approved proof of eligibility in authorized retail store & subscribe to service under an individual responsibility account for which the qualifying individual is personally liable. Discount subject to Business Agreement & may be interrupted, changed, or discontinued without notice. Additional restrictions apply. Credits/Discounts: Start w/in 2 bill cycles after service activation & eligibility confirmed. Applied after application of any available credit. Service discount: Req’s AT&T Unlimited Elite plan. $10 discount applied after the application of any available Autopay, paperless bill, only on phone lines 1 – 5. Any additional phone lines added over 5 and up to max of 10 reduces all phone line (including lines 1-5) discounts to $5/mo. per phone line. May not be stackable w/other oﬀers, credits or discounts. Exclusions: Military, Veterans, First Responders, Massachusetts Public Sector Employees, AT&T employees, EMO, IMO and FirstNet customers. May not be combinable with other select offers or promotions. AT&T UNLIMITED ELITE SM PLAN: All AT&T wireless services subject to terms and conditions in the Wireless Customer Agreement (att.com/wca). Phones only. Advertised monthly price includes monthly plan charge for talk, text and data & monthly per-line phone access charge for access to such services. OTHER RESTRICTIONS & FEES: Activation/upgrade fee per line (up to $45) & deposit may apply. AutoPay & Paperless Bill Discount: Monthly discount $10 per phone line when active & enrolled in both. AT&T employees, retirees & IMO consumers are not eligible for the AutoPay and Paperless bill discount. Discount starts w/in 2 bill cycles. Pay full plan cost until discount starts. UNLIMITED DATA: For use in the United States (the “Domestic Coverage Area” or “DCA”), Mexico and Canada. DATA RESTRICTIONS: After 100 GB of data usage on a line in a bill cycle, for the remainder of the cycle AT&T may temporarily slow data speeds on that line if the network is busy. 2G Off net data speeds may apply. All AT&T service is subject to AT&T network management policies. See att.com/broadbandinfo for details. 5G SERVICE: Requires a compatible 5G device. 5G service is not available everywhere. See att.com/5Gforyou for details. VIDEO STREAMING: Includes Stream Saver feature which allows you to stream higher definition video in Standard Definition on compatible devices (unless video provider has opted out). Stream Saver will not recognize all video content. Ability to stream and video resolution may vary and be affected by other factors. To enjoy access to High Definition video on compatible devices and when available, you can turn it off or back on at any time at att.com/myatt or call 611. Restrictions apply. Details at att.com/streamsaver. MOBILE HOTSPOT: Requires compatible device. Includes up to 30GB per line per month. After 30GB, mobile hotspot speed slowed to max of 128Kbps for the rest of bill cycle except Connected Cars (in car Wi-Fi/vehicle wi-fi hotspots). After this, mobile hotspot data usage will be impacted and not fully functional. AT&T CALLER ID: Compatible device required. ADVANCED MOBILE SECURITY: Compatible device required. You must download the AT&T Mobile Security app and AT&T Call Protect app and accept the terms and conditions for each before the services will go into effect. Data rates may apply. Details at <a href=\"http://www.att.com/securitycallprotect\" target=\"_blank\" data-overlay-msg=\"AARP.Everywhere.LeavingModal.drawOverlay(this,'',/mnt/overlay/wcm/core/content/sites/properties.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;\" data-default-element-msg=\"AARP.Everywhere.LeavingModal.drawOverlay(this,'',/mnt/overlay/wcm/core/content/sites/properties.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;\" data-displayoverlay=\"displayOverlay\" title=\"AT&T Website\" rel=\"noreferrer\">www.att.com/securitycallprotect</a>. UNLIMITED TALK: Phones only. Includes calls w/in and between DCA, Mexico & Canada. You may be charged for calls to special or premium service numbers and calls to other countries. For rates, see att.com/worldconnect. UNLIMITED TEXT: Compatible phone and rate plan required. Includes unlimited messages up to 1MB in size within and from DCA, Mexico and Canada. For texting to other countries, see att.com/text2world. Messages sent through applications may incur data or other charges. Advanced Messaging: Not available for use in Mexico and Canada. Other restrictions apply & can be found at att.com/advancedmessaging. LIMITS: Select devices only (sold separately). Max 10 devices/plan. AT&T Wireless Internet, select Wireless Home Phone devices, dedicated mobile hotspot devices, and select laptop air cards are not eligible for these plans. These plans may not be eligible for additional discounts, including but not limited to Signature discounts. AT&T employees & retirees may not be eligible for certain benefits, offers, and discounts associated with these plans. ADDITIONAL MONTHLY FEES & TAXES: Apply per line & include Regulatory Cost Recovery Fee (up to $1.50), Administrative Fee ($1.99) & other fees which are not government-required surcharges as well as taxes. Additional one-time Fees may apply. See <a href=\"https://www.att.com/mobilityfees\" target=\"_blank\" data-overlay-msg=\"AARP.Everywhere.LeavingModal.drawOverlay(this,'',/mnt/overlay/wcm/core/content/sites/properties.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;\" data-default-element-msg=\"AARP.Everywhere.LeavingModal.drawOverlay(this,'',/mnt/overlay/wcm/core/content/sites/properties.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;\" data-displayoverlay=\"displayOverlay\" title=\"AT&T Website\" rel=\"noreferrer\">att.com/mobilityfees</a> for more details.HBO MAX: Access HBO Max through HBO Max app on compatible device (sold separately) or on hbomax.com using compatible browser with your AT&T log-in credentials. Data rates may apply for app download/usage. New AT&T customers: visit att.com/myatt to create your account and obtain log-in credentials. Use of HBO Max is subject to its own terms and conditions, see hbomax.com/terms-of-use for details. If you have residential DIRECTV (excluding Puerto Rico), AT&T TV, U-Verse TV or AT&T TV NOW, HBO channels and HBO On Demand will also be added on that TV platform. May be billed and then credited (excluding PREMIER package on AT&T TV and AT&T TV NOW) on that TV platform within 2 bills. Programming and content subj. to change and benefit may be modified, discontinued or terminated at any time without notice. LOST ELIGIBILITY: Upon cancellation of eligible wireless plan you may lose access to HBO Max. LIMITS: Access to one HBO Max account per AT&T account holder. May not be stackable w/other offers, credits or discounts. AT&T employees and retirees are not eligible for the HBO Max Add-on offer. To learn more, visit att.com/hbomax. HBO Max is only accessible in the U.S. and certain U.S. territories where a high-speed broadband connection is available. MAX is used under license.All offers, programming, promotions, pricing, terms, restrictions & conditions subject to change & may be modified, discontinued, or terminated at any time without notice.©2021 AT&T Intellectual Property. All rights reserved. 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","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName=account","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action?custom=MBC&offer=att&referrer=https%3A%2F%2Fwww.att.com%2Fshopservlets%2Firulanding%3FiruToken%3DRIoTrGvHZHu2ly3uHnpnHb1iiuc8LpvuYIjOjJOJDyUO8KOJAEpv1PgPOG1pJlVzoDYAF8YNT7osObZiZdf7Pg%253D%253D%26src%3DMyAttSales","howto_redeem":"Learn More","howto_redeem_2":"Learn More","howto_redeem_url":"https://www.att.com/shopservlets/irulanding?iruToken=RIoTrGvHZHu2ly3uHnpnHb1iiuc8LpvuYIjOjJOJDyUO8KOJAEpv1PgPOG1pJlVzoDYAF8YNT7osObZiZdf7Pg%3D%3D&src=MyAttSales","howto_redeem_url_2":"","show_redeem_cta_2":false,"howto_redeem_desc":"Present your AARP membership card in-store or use your AARP login to shop on the AT&T website.","is_redeemable_in_person":"","howto_redeem_in_person":"","howto_redeem_cta_phone":"","howto_redeem_phone_instructions":"","howto_redeem_online_instructions":"","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","cardlinked_flag":"","ty_interstitialText":"Thanks for visiting aarp.org! 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