It’s open enrollment season for Affordable Care Act health insurance! Here are 11 things you need to know.
Law remains in effect as Texas ruling is appealed
The ACA has become an integral part of the nation’s health care system, expanding access to affordable quality health care, guaranteeing coverage for individuals with pre-existing conditions, limiting the “age tax” (how much more insurers can charge older people), lowering Medicare prescription drug costs, protecting the ability of seniors to live independently, and allowing young adults to stay on their parents’ coverage. Data shows that Americans age 50 to 64 who get health care coverage in the private insurance market, as well as millions of Medicare beneficiaries, have benefitted significantly from the ACA.
The law prompted a 47.4 percent drop in the uninsured rate across the country
Without the protection, four out of 10 adults ages 50 to 64 could be denied health coverage
Insurers can't charge older Americans more than three times the amount they charge a younger person
Otherwise older adults with high medical expenses and chronic conditions would be unable to afford care
Two new decisions would lead to higher health costs for older and sicker Americans
Sounding the Alarm on Medicaid Funding
Proposed cuts would limit access to health care for society’s most vulnerable
Inside the Medicare 'Doughnut Hole'
Closing the coverage gap protected millions of beneficiaries from high drug costs
Short-Term Health Plans Equal Higher Premiums
Proposed rules threaten to increase costs for older adults who rely on individual market coverage
ACA Helps People Pay Their Medical Bills
Still, disparities remain by gender, race and ethnicity, income, and health status
Congress should reject skimpy policies that could undermine coverage for many older Americans
The proposed system would reduce – not increase – options for beneficiaries
Flat Tax Credits Are Not the Answer
Replacing the ACA’s tax credits with a “flat” tax credit would substantially reduce their value
Better Care Reconciliation Act Defeated
The bill would have jeopardized care for older Americans and Medicare and Medicaid recipients
AARP Opposes the Gramm/Cassidy/Heller/Johnson Framework
The legislation would have triggered costs in the individual private insurance market to skyrocket
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