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Does Medicare Cover That?

Take this quiz to learn what’s covered and what isn’t under the health insurance program

Dena Bunis

En español

Published March 07, 2023

9 Questions

4746b87b-69f7-40ef-aad1-182bb88417db

Does Medicare Cover That?

[ {
  "question" : "Which of these services does Medicare cover?",
  "answers" : [ {
    "answer" : "Hospitalization",
    "correctAnswer" : false
  }, {
    "answer" : "Doctor visits",
    "correctAnswer" : false
  }, {
    "answer" : "Prescription drugs",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare pays for a portion of all of these medical needs, although there are premiums, deductibles and copays for some of these services.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What long-term care services does Medicare NOT pay for?",
  "answers" : [ {
    "answer" : "Hospice",
    "correctAnswer" : false
  }, {
    "answer" : "Residential nursing home care",
    "correctAnswer" : true
  }, {
    "answer" : "Rehabilitation facility",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare pays for hospice care for terminally ill patients and also covers rehab at a skilled nursing facility after such episodes as a stroke or a fall that required hospitalization. The program doesn’t cover nursing home care that is just custodial.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Will Medicare pay for my face-lift or tummy tuck?",
  "answers" : [ {
    "answer" : "Yes",
    "correctAnswer" : false
  }, {
    "answer" : "No",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare does not cover any elective cosmetic surgery.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which of these vision services does Original Medicare NOT cover?",
  "answers" : [ {
    "answer" : "Treatment of age-related macular degeneration",
    "correctAnswer" : false
  }, {
    "answer" : "Annual eye exam for people with diabetes",
    "correctAnswer" : false
  }, {
    "answer" : "Eyeglasses and contact lenses",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Original Medicare does not cover routine vision exams or eyeglasses and contact lenses. Some Medicare Advantage plans, which are private insurance plans that are an alternative to Original Medicare, do provide some coverage for these needs.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which Medicare option sometimes pays for some dental care?",
  "answers" : [ {
    "answer" : "Original Medicare",
    "correctAnswer" : false
  }, {
    "answer" : "Medicare Advantage",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Some Medicare Advantage plans pay for some dental services.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which of these services does Medicare cover?",
  "answers" : [ {
    "answer" : "Care outside the United States",
    "correctAnswer" : false
  }, {
    "answer" : "Routine podiatry visit",
    "correctAnswer" : false
  }, {
    "answer" : "Cardiac stress test",
    "correctAnswer" : true
  }, {
    "answer" : "Hearing aid",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare covers cardiac stress tests, but does not cover the other items listed. However, some Medigap policies cover limited services if you are traveling outside the United States and some travel insurance policies also cover some health care. Some Medicare Advantage plans cover some hearing-related needs.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Will Medicare pay for the COVID-19 vaccines?",
  "answers" : [ {
    "answer" : "Yes",
    "correctAnswer" : true
  }, {
    "answer" : "No",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare covers the cost of all the vaccines that are authorized by the U.S. Food and Drug Administration: the two-dose Pfizer-BioNTech and Moderna products and the one-dose Johnson & Johnson vaccine.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which Medicare option has been approved to cover wheelchair ramps, shower grips and other home improvements?",
  "answers" : [ {
    "answer" : "Medicare Advantage",
    "correctAnswer" : true
  }, {
    "answer" : "Original Medicare",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Federal officials have approved a number of new benefits that Medicare Advantage plans can cover, including transportation to the doctor’s office and meals delivered to homes.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Who can I see during a telehealth visit, where I don’t have to leave my house to get treated?",
  "answers" : [ {
    "answer" : "Medical doctors",
    "correctAnswer" : false
  }, {
    "answer" : "Nurse practitioners",
    "correctAnswer" : false
  }, {
    "answer" : "Physical therapists",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Since the coronavirus pandemic has resulted in many Medicare beneficiaries unable to visit medical providers in their offices, the federal government has expanded the availability of telehealth services, including allowing the program to cover care from a wider variety of providers.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

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Does Medicare Cover That?

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Dena Bunis covers Medicare, health care, health policy and Congress. She also writes the “Medicare Made Easy” column for the AARP Bulletin. An award-winning journalist, Bunis spent decades working for metropolitan daily newspapers, including as Washington bureau chief for the Orange County Register and as a health policy and workplace writer for Newsday.

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MEMBERS ONLY

Home & Real Estate

ADT™ Home Security

Savings on monthly home security monitoring

Learn More

See more Home & Real Estate offers >

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Health & Wellness

AARP® Staying Sharp®

Activities, healthy recipes, challenges and more through AARP Staying Sharp®

Learn More

See more Health & Wellness offers >

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Does Medicare Cover That?

Does Medicare Cover That?

Does Medicare Cover That?

Understanding Medicare’s Options: Parts A, B, C and D

The Big Choice: Original Medicare vs. Medicare Advantage

10 Steps to Take After You Sign Up for Medicare