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The new year brings a blank calendar to start filling with significant events. Birthdays. Anniversaries. Vacations. And, of course, the deadlines the IRS sets for filing and paying federal income taxes.
Bear in mind that we are filing taxes for income earned in 2025, even though we file those forms in 2026. To keep confusion to a minimum, tax experts refer to 2025 as the tax year and 2026 as the filing year. Most, but not all, of the deadlines in 2026 refer to tax year 2025.
When is Tax Day?
In 2020 and 2021, the tax return deadline got pushed back by the COVID-19 pandemic. And in years when April 15 falls on a weekend, such as 2023, the deadline gets pushed back to the next business day. In 2026, though, we’ll face the traditional Tax Day deadline: April 15.
Filing late?
Don’t blow the deadline. The penalty for late filing is 5 percent of the amount due each month, maxing out at 25 percent per year. Interest also accrues, at a rate of 3 percent, compounding daily.
If you must file late, you can get an automatic extension by filing IRS Form 4868. The automatic extension gives you until Oct. 15 to file your return.
Some taxpayers affected by recent natural disasters get extra time to file. For example, Washington state residents who were affected by severe flooding in December 2025 have until May 1, 2026, to file their federal tax returns.
2026 IRS Key Tax Dates
- Jan. 15: Fourth quarter estimated tax payment for 2025 due
- Jan. 26: IRS begins processing 2025 tax returns
- Feb. 1: Most of AARP Foundation Tax-Aide’s 3,500+ locations open
- April 15: Filing deadline for 2025 taxes. First estimated tax payment for tax year 2026 due
- June 15: Second estimated tax payment for 2026 due
- Sept. 15: Third estimated tax payment for 2026 due
- Oct. 15: Extended deadline to file 2025 tax return
- Jan. 15, 2027: Fourth estimated tax payment for 2026 due
When does tax season start?
The IRS will begin accepting and processing new returns on Jan. 26. The agency says most taxpayers will get their refunds within 21 days of when they file electronically, barring any issues with processing their tax returns. Electronic filing, when linked with direct deposit, is the fastest way to get a refund. The average 2025 tax refund was $3,167.
Paying estimated taxes
Self-employed people must pay estimated taxes every quarter. The first payment for the 2026 tax year is due April 15, with other payments due June 15, Sept. 15 and Jan. 15, 2027.
Need help with your tax return? Try AARP's tax calculator.
Visit AARP Foundation Tax-Aide to learn more about free tax prep services by 30,000 volunteers nationwide.
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