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A User's Guide to Health Care Reform

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If You’re Now on Medicare

If you are self-employed or working in a small business, buying insurance for yourself and your family, you are among those that the new law helps the most. More

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If You Receive Employer Insurance

You will not be forced into a “government” plan. But you will have new protections and options, and other changes might affect you. More

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Uninsured or Buying Your Own Insurance

If you are self-employed or working in a small business, buying insurance for yourself and your family, you are among those that the new law helps the most. More

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If You Run a Small Business or Work for One

About 80 percent of American businesses employ fewer than 10 workers, and less than half of these firms offer health insurance. More

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If You Have a Moderate or Low Income

No one knows yet how much private health plans will charge to cover people who purchase policies through the state insurance exchange. More

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Just Where Are Those Savings Coming From?

The new health reform law wrings $390 billion in savings from Medicare over the next decade to help pay for health care reforms. More

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