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If you delay claiming beyond your full retirement age, do you also receive a COLA adjustment?

En español | Yes. If there is a COLA increase, your benefit increases even though you delayed claiming. With consumer prices down, as measured by the CPI in the fall of 2017, there is a COLA increase for 2018. The COLA is applied to the monthly benefit amount beginning when the person turns age 62. This is true whether the person is actually receiving benefits at age 62 or not.

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