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Work Hard. Save Smart. Retire Secure.
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, about 59 percent of Florida’s private sector employees—nearly 5 million individuals—work for an employer that does not offer either a traditional pension or a retirement savings plan. That 59 percent includes workers at all levels of earnings, education, and backgrounds. All of them would benefit from the ability to use payroll deduction to save for retirement.
AARP Florida is championing an innovative solution that provides a no-cost, plug-and-play retirement savings option for businesses and helps workers to grow the retirement savings they need to take control of the future.
As of 2025, a total of 11 states have launched successful retirement savings programs for workers, with 9 additional states currently rolling out similar initiatives.
Resources:
- AARP Public Policy Institute Fact Sheet
- Pew Research Center: State Information & Interactive Map
- Georgetown Center for Retirement Initiatives: Policy Report
Florida Bills:
- AARP Bill Summary: Florida Retirement Savings Task Force (PDF)
- Read Here: Senate Bill 930 (PDF)
- Read Here: House Bill 1357 (PDF)
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