AARP Hearing Center
Key takeaways
- You may not need a replacement Social Security card if you know your Social Security number. A physical card is rarely required.
- The easiest way to replace a lost or stolen card is to apply online through a My Social Security account.
- Replacing a card due to a legal name change may require additional documents and, in many cases, an appointment at a local Social Security office.
It’s easy to replace a lost or stolen Social Security card, especially if you have an online My Social Security account. But consider this before you do: The Social Security Administration (SSA) says a physical card is rarely necessary, and you may not need a replacement if you know your Social Security number.
If you do decide to get a new card and can’t do so online, you can apply in person at a local Social Security office or card center. The SSA has an online tool you can use to determine the best option for you. Regardless of how you apply, you will not be charged for the new card, which should arrive in the mail within five to 10 business days after your application is processed. Your Social Security number will not change.
You can replace a card up to three times in a year and up to 10 times during your lifetime, free of charge. Getting a new card because of a change in your legal name or citizenship status does not count toward those limits.
Here’s what to know about replacing your Social Security card.
How can I replace my Social Security card online?
This is the simplest and quickest method. To get a new card online, you must have a My Social Security account and meet these requirements:
- You are a U.S. citizen.
- You are at least 18 years old.
- You have a U.S. mailing address (military and diplomatic addresses count).
- You live in a state that shares its computer data with Social Security for card-replacement purposes. As of August 2026, 49 states and the District of Columbia do so (Alaska is the exception).
- You are not changing information associated with your Social Security record, such as your name, except as noted below (see “What if I’m replacing my card for a name change?”).
How can I replace my card in person?
If you don’t have a My Social Security account or don’t meet the other criteria listed above, you can apply for a new card at a Social Security field office or card center. Call the SSA at 800-772-1213 to schedule an appointment. To save time on your visit, you can download and fill out the application form (called an SS-5) in advance.
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