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How Can I Get a Replacement Social Security Card?

Replacing a lost or stolen card is easy with an online My Social Security account

7-minute read

 

Part of Series: Getting Help

 


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Key takeaways

  • You may not need a replacement Social Security card if you know your Social Security number. A physical card is rarely required.
  • The easiest way to replace a lost or stolen card is to apply online through a My Social Security account.
  • Replacing a card due to a legal name change may require additional documents and, in many cases, an appointment at a local Social Security office.

It’s easy to replace a lost or stolen Social Security card, especially if you have an online My Social Security account. But consider this before you do: The Social Security Administration (SSA) says a physical card is rarely necessary, and you may not need a replacement if you know your Social Security number.

If you do decide to get a new card and can’t do so online, you can apply in person at a local Social Security office or card center. The SSA has an online tool you can use to determine the best option for you. Regardless of how you apply, you will not be charged for the new card, which should arrive in the mail within five to 10 business days after your application is processed. Your Social Security number will not change.

You can replace a card up to three times in a year and up to 10 times during your lifetime, free of charge. Getting a new card because of a change in your legal name or citizenship status does not count toward those limits.

Here’s what to know about replacing your Social Security card.

How can I replace my Social Security card online?

This is the simplest and quickest method. To get a new card online, you must have a My Social Security account and meet these requirements:

  • You are a U.S. citizen.
  • You are at least 18 years old.
  • You have a U.S. mailing address (military and diplomatic addresses count).
  • You live in a state that shares its computer data with Social Security for card-replacement purposes. As of August 2026, 49 states and the District of Columbia do so (Alaska is the exception).
  • You are not changing information associated with your Social Security record, such as your name, except as noted below (see “What if I’m replacing my card for a name change?”).

How can I replace my card in person?

If you don’t have a My Social Security account or don’t meet the other criteria listed above, you can apply for a new card at a Social Security field office or card center. Call the SSA at 800-772-1213 to schedule an appointment. To save time on your visit, you can download and fill out the application form (called an SS-5) in advance.

Join My Social Security Day!

On Aug. 14, Social Security’s 91st birthday, we’re looking back on its history as a bedrock of American retirement security — and looking forward to its place in your financial future.

My Social Security Day is about the money you earn with every paycheck. Take a few minutes to check your account at SSA.gov, review your Social Security statement and see your personalized payment estimates.

Take the pledge to check your Social Security statement on Aug. 14, because you've earned it and you should know what to expect. 

You’ll need to provide what the SSA calls “primary” proof of identity — a current, unexpired passport, driver’s license or state-issued photo ID card. If you don’t have any of those, they may accept a “secondary” ID that shows your name, identifying information such as age or date of birth and, preferably, a recent photograph — for example, an employee, student or U.S. military ID or a health insurance card (but not a Medicare card).

Social Security typically requires the original of your primary ID document or a copy certified by the agency that issued it. Photocopies, even if notarized, are not accepted. The SSA website has more information on the document requirements for getting a replacement card.

What if I’m replacing my card for a name change?

If you legally change your name due to marriage, divorce or another reason, notify the SSA as soon as possible so they can update your file and issue you a new Social Security card. Failing to do so can have consequences. For example, if your legal name does not match the name on your Social Security record, it could prevent the SSA from crediting earnings to you or cause delays in processing your tax return.

In some circumstances, you may be able to apply for a card with your new name online, but in many cases, you’ll have to visit a local office. You can use the SSA’s name-change questionnaire to see if you qualify for full or partial online application.

Name change online: You can complete an application for a replacement card with a new name online, with no need to visit a Social Security office, if you meet these criteria:

  • You are a U.S. citizen at least 18 years old with a U.S. mailing address.
  • You are changing your name due to marriage.
  • Your marriage license or certificate was issued in a state that participates in a marriage-data exchange system with Social Security. (As of August 2026, 21 states do so: Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Iowa, Kentucky, Maine, Maryland, Michigan, Missouri, Montana, Nebraska, North Dakota, Rhode Island, South Dakota, Virginia, Wisconsin and Wyoming.)
  • You have a My Social Security account.

As part of the online application, you’ll need to enter information from a U.S. driver’s license or other state-issued ID and your marriage license or certificate from the participating state.

The SSA recommends waiting at least 30 days after the wedding day to file an online name-change request to give the state time to update its electronic records.

Name change in person: If you live in one of the other 29 states, the District of Columbia or a U.S. territory, or if you are changing your name for a reason other than marriage (such as divorce or naturalization), you may be able to start the process by filling out an online form, but you will have to finish it at an SSA office.

You have 45 days from when you filed the online portion of the application to appear in person with proof of identity and proof of the name change. Call 800-772-1213 to make an appointment. Keep in mind that the appointment date may be several weeks after you call.

You'll need to bring proof of identity, such as an unexpired passport, driver’s license or state-issued ID card, and evidence of the name change, such as:

  • A marriage certificate.
  • A divorce decree.
  • A certificate of U.S. naturalization.
  • A court order granting the name change.

You may need to provide proof of U.S. citizenship if that status is not reflected in Social Security records. Acceptable documents include:

  • A U.S. birth certificate.
  • An unexpired U.S. passport.
  • A certification of naturalization.
  • A certificate of citizenship.
  • A U.S. consular report of birth abroad.

Again, your documents must be originals or certified copies from the agency that issued the original — for example, the county where you received your marriage license.

Noncitizens must provide documents proving their identity, immigration status and eligibility to work in the United States (such as a green card, work authorization card or a valid foreign passport) and an original letter from a government agency explaining the reason for needing a card. The SSA has an online pamphlet with details in English and Spanish.

If you are unable to start the process online or prefer not to, make an appointment to apply on paper at an SSA office. You’ll need to fill out an SS-5 form and bring the necessary documents.

The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity.

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