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The AARP Public Policy Institute (PPI) promotes the development of sound, creative policies to address our common need for economic security, health care, and quality of life.

A new PPI study finds that more than half of all households in the U.S. report having no money set aside for emergencies. Forty percent say they would struggle to cover a $400 emergency expense like a medical bill or car repair. Emergencies happen, and too many Americans will suffer long term financial consequences as a result.

Now, a growing number of employers are offering their employees the opportunity to save for emergencies through a payroll deduction. This new report looks at a model to ensure widespread employer adoption and employee participation. This “emergency savings card program” takes a small amount from each pay period and loads it onto a debit-like card for emergency use. 

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Our Issues

Social Security. Medicare. Health costs. Consumer fraud. Caregiving. Aging in your community. Find analysis and perspectives on these and other issues from experts at AARP Public Policy Institute.

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Events

Which Older Adults Have Access to America's Most Livable Neighborhoods?

Friday, October 30

12:15 PM - 1:15 PM ET

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New Reports

Putting People First by Strengthening Medicare for the Future

The U.S. Essential Workforce Ages 50 and Older: A Snapshot

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Influenza Vaccinations Among Adults 50 and Older: Slow Progress over the Past Decade

Volunteer Driver Insurance in the Age of Ridehailing

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Initiatives

We collaborate with other organizations to find policy solutions for problems facing older Americans. Some of these major initiatives include: a focus on jobs, unemployment and work opportunities for the 50-plus; an effort to change the way health care organizations and professionals interact with family caregivers; and a near decade-long push to transform health and health care through nursing.

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Experts

Our experts cover a wide range of issues from Social Security and Medicare to health reform, livable communities, consumer protection, long-term care, caregiving, financial security and more.

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Long-Term Services and Supports Scorecard

This scorecard ranks each state on its ability to provide long-term services and supports for older adults, people with disabilities and family caregivers, with the goal of improving service delivery and lives.

Livability Index

How livable is your community?

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Data

AARP’s DataExplorer is an interactive data visualization tool for data on the 50-plus. Accessible to all, users select indicators, such as income, health, location, race or many more, and create a customized, downloadable visualization. Give it a try!

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About AARP Public Policy Institute

The Public Policy Institute is the focal point of public policy analysis and development at AARP. We work to design policies that help improve life for older Americans.

   

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AARP Public Policies

Learn about AARP’s policy positions and our policy development process.

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Building a Healthier America through Nursing

The Public Policy Institute is home to the Center to Champion Nursing in America, a joint initiative of AARP Foundation, AARP and the Robert Wood Johnson Foundation. The center coordinates the Future of Nursing: Campaign for Action, a nationwide initiative of those same organizations to transform health and health care through nursing.

Connect With Us

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Thinking Policy Blog

AARP Public Policy Institute experts  blog about the issues they cover, from financial security and Medicare to livable communities and long-term services and supports. Read the latest.

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Social Media

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Twitter: @AARPpolicy

Susan Reinhard

Blogs by Susan Reinhard

Susan Reinhard is senior vice president and director of AARP Public Policy Institute. Read her latest blogs on family caregiving, healthy living, nursing and more. Read Susan's Blogs