Quiz: Are You an Easy Target for Scammers?

Some of these online behaviors may put you at risk

AARP

En español

Published March 03, 2014

7 Questions

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Quiz: Are You an Easy Target for Scammers?

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  "question" : "Clicking on pop-up ads",
  "answers" : [ {
    "answer" : "Is a safe way to explore new websites",
    "correctAnswer" : false
  }, {
    "answer" : "Can lead you to a potentially unsafe website and possibly ask for personal or payment identification you do not need to give",
    "correctAnswer" : true
  } ],
  "associatedImage" : {
    "credit" : "Dimitri Vervitsiotis/Getty Images",
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    "alt" : "Trivias sobre fraudes",
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        "repo:path" : "/content/dam/aarp/money/scams_fraud/2014-03/1140-man-points-at-glowing-computer-screen-in-darkness.jpg"
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  "multiSelect" : false,
  "explanation" : "Pop-ups are often a strategy to get you to provide your credit card information by ordering a free book or DVD on \"how to lose that tummy fat\" or the \"miracle cure that will prevent cancer.\" You provide your credit card number for the nominal cost of shipping and handling, but the fine print says you are really signing up for a monthly product or service (for a fee) unless you cancel within a prescribed time frame. If you do sign up for such an offer, be sure to read the fine print first.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "Are you an online scam & fraud target?",
  "questionImgCredit" : "Dimitri Vervitsiotis/Getty Images"
}, {
  "question" : "Opening an email from an unknown sender",
  "answers" : [ {
    "answer" : "Is a good way to meet new people",
    "correctAnswer" : false
  }, {
    "answer" : "Could be a scam",
    "correctAnswer" : false
  }, {
    "answer" : "Could expose your computer to viruses or malware",
    "correctAnswer" : false
  }, {
    "answer" : "B and C",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Emails from unknown senders are often scams. They could contain malware or viruses that could infect your computer or steal personal information. The best thing to do when you receive an email from someone or a company you do not know: Delete it without opening.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What is a potential danger of selling merchandise through an online auction site?",
  "answers" : [ {
    "answer" : "You might not get paid",
    "correctAnswer" : true
  }, {
    "answer" : "You might not be able to sell your item",
    "correctAnswer" : false
  }, {
    "answer" : "You might have to pay for shipping",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Scammers have been known to pose as an interested buyer and offer full price or more than full price for your item. Then, when you send them the item, they don't pay. Well-established online auction sites have built-in safeguards to reduce the chances of users' being scammed.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "If you use an online payment transfer site for paying bills or making purchases, it is better to",
  "answers" : [ {
    "answer" : "Use multiple online payment sites for different purposes",
    "correctAnswer" : false
  }, {
    "answer" : "Use only one site for your transactions",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "By providing your banking information to only one site, you reduce the possibility that such sensitive information will be compromised. Be sure to use a payment transfer company that has a good track record of protecting individuals' personal information online.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Responding to an online job posting that seems too good to be true can make you a fraudster's target.",
  "answers" : [ {
    "answer" : "True ",
    "correctAnswer" : true
  }, {
    "answer" : "False",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "If you recently lost a job, be aware that you may be vulnerable enough to respond to an unusually attractive offer. If it asks you to pay an advance fee or wire money somewhere, don't fall for it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "When a website has a privacy policy or terms of service agreement, it means the site will not share my information with other websites or companies.",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : false
  }, {
    "answer" : "False",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Privacy policies merely describe what a website promises to do with your personal information. They don't guarantee that they will not share your personal information with others. In fact, many companies' websites clearly state that by agreeing to the terms, you are explicitly allowing them to share your information with their affiliate business partners. Be sure to read the privacy policy before agreeing to it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Banks sometimes send emails asking their customers to click on a link to verify personal information.",
  "answers" : [ {
    "answer" : "True ",
    "correctAnswer" : false
  }, {
    "answer" : "False",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Banks never send their customers unsolicited emails saying they should click on a link to verify information. If you get an email purportedly from your bank and you have not contacted your bank for information, contact the financial institution. If the email was not from your bank, delete it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

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Some provider offers are subject to change and may have restrictions.\u003c/p\u003e\u003cp\u003e*Terms and conditions:\u0026nbsp;\u003c/p\u003e\u003cp\u003eTo qualify, you must book a “Flight Package Trip” (meaning, a trip which includes a flight and at least one of a hotel stay or rental car booked together) through the package booking option of the AARP Travel Center powered by Expedia (\u003cu\u003e\u003ca href\u003d\"http://www.expedia-aarp.com/\" title\u003d\"AARP Travel Center powered by Expedia\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. 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Expedia and/or AARP may cancel this promotion at any time for any reason.\u003c/p\u003e\u003cp\u003eReward Link is managed by Tango Card, Inc. Reward Links expire on the date stated on the Gift Card and are valid within the USA only. Reward Links are issued to Reward Recipient without charge for loyalty, award, or promotional purposes, and are not sold to consumers. Your Reward Link balance may be redeemed for national gift cards and can be accessed at any time by clicking the Reward Link URL. Gift Card can only be redeemed by the Reward Recipient; Gift Card cannot be transferred, sold or exchanged. All redemptions are final. Reward Link balances from different programs cannot be combined. No fees apply to Reward Link. Please treat like cash. 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MEMBERS ONLY

Shopping & Groceries

Walmart+

$20 off a Walmart+ annual membership

Learn More

See more Shopping & Groceries offers >

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Health & Wellness

AARP® Staying Sharp®

Activities, recipes, challenges and more with full access to AARP Staying Sharp®

Learn More

See more Health & Wellness offers >

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