Credit freezes are free under a federal law that just went into effect. Learn how to protect your credit.
by Jeanne Lee, AARP The Magazine, September/October 2010 issue
Save Money on Everything. Read
The Five Rules of Frugality. Read
99 More Great Ways to Save. Read
Buy fast at flash sales
The hottest trend in clothing discounts is an online flash sale. Flash-sale bargains usually last 24 to 72 hours, so you have to act fast. At eBay’s new Fashion Vault, as well as at popular flash-sale sites such as Gilt.com, EditorsCloset.com, and RueLaLa.com, you join for free and find deals of 30 to 70 percent off. The catch: Rarely do you get your money back if you’re not happy —just a credit toward a future purchase. You can, however, sometimes save more by bringing in new members. Gilt.com, for example, offers a $25 credit for every person you persuade to sign up and make a purchase.
Cash in those dusty gift cards
If you have a gift card for a store you never visit, sell it on a site such as Swapagift.com or PlasticJungle.com. This way, you can get cash for that unused $100 Dave and Buster’s card that you won in a charity raffle. These sites will buy your unwanted cards for 60 to 90 percent of the remaining balance, as long as it’s worth at least $25.
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