The Surprising Secret to Feeling Richer in Retirement

We explain how savings can become a dependable income later. Plus four more unlocked stories to explore

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Jean Chatzky shares how retirees can feel more secure, spend more confidently and get more enjoyment from their savings.
AARP (Getty Images; 2)

For one week, Members Edition Unlocked is opening five stories to everyone, starting with a question most workers will eventually face: How do you replace a paycheck after you retire?

Social Security provides one source of regular income. An annuity can provide another. In its simplest form, you give an insurance company a portion of your savings, and in return, it pays you over a set period or for the rest of your life. But annuities come in several varieties, with different costs, payment schedules and rules for accessing your money. In our story, AARP financial expert Jean Chatzky shares strategies that can help you build a lasting income for the years ahead.

More Ways to Benefit

Can You Trust AI as a Personal Assistant?

Meta Muse promises to go beyond answering questions by shopping, making reservations, tracking deadlines and handling other tasks on your behalf. In his Ask the Tech Guru column, Edward C. Baig compares the free AI agent with ChatGPT, Gemini and other tools, then examines the personal information you may have to surrender for the convenience. Decide how much help you really want from AI.​

What You Can Do About Pancreatic Cancer Risk​

Pancreatic cancer usually has no early warning signs, but that doesn’t mean you are powerless against it. In his Ask Dr. Adam column, Dr. Adam B. Rosenbluth starts with family history and explains why smoking is the most important risk factor you can change. He also addresses abdominal weight, diabetes, physical activity and when inherited risk may call for specialized surveillance. Find out which steps can improve your odds.​

The Calmer Kitchen of Chef Eric Ripert​

At his three-Michelin-starred Le Bernardin, Chef Eric Ripert believes a cook who feels calm and focused will do better work than one who feels intimidated. His new cookbook, Mindful Cooking, pairs more than 75 plant-forward recipes with lessons in gratitude, joy and mindful eating inspired by his visits to Buddhist monasteries in Japan and Korea. Ripert also shares his surprisingly simple breakfast ritual and the kitchen skill he thinks every home cook should master. Step into his more mindful kitchen.​

​When Your Parents’ Treasures Become Your Clutter​

What do you say when your father-in-law offers you 100 German beer steins? AARP features writer Eric Spitznagel faces that question, along with the prospect of inheriting a houseful of clocks, lamps, china and other objects loaded with family meaning. A gerontologist helps him understand what parents may really be asking when they offer us their possessions, and why accepting a gift can sometimes matter more than keeping it. See how he handles the advancing wall of family heirlooms.

This article was created with the assistance of generative AI and reviewed by editors before publication. The individual stories featured are original AARP content and were not generated by AI.



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