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Dollars and Sense

Longtime personal finance journalist Sandra Block answers your questions on saving for retirement, paying off debt and living a frugal yet full life

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Choosing Between a Bank and a Credit Union

Understand the key differences before opening an account
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Is a Recession on the Way?

Experts say a downturn is unlikely — but it’s a good idea to prepare
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Your Money Questions, Answered

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What Kind of Financial Adviser Should I Hire?

Financial planners, wealth managers, investment advisers — the right professional depends
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How to Achieve a Perfect Credit Score

Only a fraction of consumers have flawless credit. Find out how they got there
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What Should I Do With an Inherited IRA?

You have a few options, but the clock may be ticking
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How to Opt Out of Credit Card Offers

If your mailbox is overflowing with credit card solicitations, these steps can help
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I Won $1,000. Do I Owe Money to the IRS?

Gambling winnings are taxable, but you may be able to deduct some of your losses
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How Can I Spend My HSA Funds?

Money in a health savings account can be used for a long list of out-of-pocket expenses
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Are Charity Donations Tax-Deductible?

If you give money in 2026, make sure to keep your receipts
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Tax Credits Vs. Tax Deductions

Both can lower your tax bill, but they differ in significant ways
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How Many Credit Cards Should You Have?

Is your wallet jam-packed? Our personal finance columnist has the answer
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I’m Retired. Do I Have to File a Tax Return?

Even if you’re not required to file, you may be leaving money on the table
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Should I Convert My Traditional 401(k) to a Roth

Roths offer a lot of benefits, but conversions can have consequences
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How Do I Set Up a 529 College Savings Account?

The plans offer grandparents a flexible way to help cover college costs
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