AARP Benefits: Top Resources, Discounts & Perks for Your 50s, 60s & 70s

Explore AARP benefits across three decades — plus, valuable resources and discounts you can use at any age.

AARP

Published December 01, 2025

Turning 50, 60 or 70 is more than a milestone, it’s an opportunity. AARP offers a variety of benefits designed to help support your evolving lifestyle and needs as you age, including members-only discounts and some free resources available to everyone. In this article, we’ll explore how to make the most of your AARP benefits across three important decades — your 50s, 60s and 70s. And remember, while AARP's mission is dedicated to the needs of people 50 plus, anyone over age 18 can join AARP and gain access to hundreds of benefits and discounts.

AARP Benefits for Your 50s

If you’re in your 50s, you may be looking to boost your career, explore new opportunities or find a better work-life balance. Maintaining your health and shoring up your finances often become priorities in this decade as well, as you start building momentum toward retirement. Here’s how your AARP benefits can provide support.

Does AARP Offer Job or Career Support for People Over 50?

Yes. AARP offers a variety of job resources and career tools tailored specifically for experienced workers. You’ll find free tools to help you refine your resume, prep for an interview, or add in-demand job skills in today’s job market. You can even explore listings that match your experience using a free job board from Indeed and AARP, which is curated to include top-rated employers that prioritize employee wellbeing.

What Types of Financial Planning Benefits Does AARP Offer?

There are several AARP benefits designed to help people in their 50s plan, save and get ready for retirement, including banking and investment options available to AARP members. From free financial planning tools and calculators to retirement resources to help with saving strategies and managing your nest egg, you’ll find an array of benefits designed to help you make informed decisions about your finances. AARP also offers a free tool that can help you evaluate and get ready to meet with a financial advisor. If you have kids headed off to — or already in — college, you may want to try the Savi Student Loan Repayment Tool, which includes a free webinar to help review your eligibility for repayment and forgiveness.

What AARP Health & Wellness Benefits Are Available?

As we get older, maintaining a healthy lifestyle and taking care of your mind and body can become a priority. AARP offers access to a range of health and wellness benefits, like insurance plans (including dental and vision) and savings on gym memberships for AARP members. Members and non-members can also access a free Rx discount card for use at 66,000+ pharmacies nationwide, free workout videos and nutrition resources, including a free Recipe Analyzer.

An older couple is sitting at their kitchen table reviewing financial documents.

AARP Benefits for Your 60s

Entering your 60s often kicks off a decade of transitions. Retirement may be imminent or underway, Medicare and Social Security become top of mind, and your lifestyle and financial situation may change shape. Here are some of the ways your AARP benefits can help you navigate this next chapter.

How Does AARP Support Transitioning to Retirement?

AARP offers everyone a range of benefits focused on retirement. Members can also access a curated online educational program designed to provide information and tools to help you confidently manage income and expenses as you make the transition. Need help figuring out the required minimum distribution from your retirement accounts to avoid stiff penalties from the IRS? AARP has a free tool to help you calculate your RMD.

What AARP-Branded Insurance Plans are Available for People in Their 60s?

Once you reach your early 60s, you may want to consider long-term care insurance options to ensure you have a plan in place when the time comes. Re-evaluating your life insurance coverage options can also be a good idea as you approach or enter retirement, as your needs and financial situation have likely changed. AARP members can access a range of coverage options from New York Life for both life insurance and long-term care.

How Can AARP Benefits Help You Navigate Medicare?

As you approach your mid-60s, it’s time to start thinking about Medicare (the Initial Enrollment Period starts 3 months before your 65th birthday). AARP offers everyone several free resources to help you make informed decisions about Medicare, plus there's a course for members specifically focused on initial enrollment. Looking for plans to supplement Original Medicare? Members can access a variety of AARP Medicare Plans from UnitedHealthcare®, including options that can help cover out-of-pocket costs and comprehensive plans that include additional benefits.

How Can AARP Benefits Help You Navigate Social Security?

You can start receiving Social Security retirement benefits as early as age 62, but many factors can go into your decision about when to start claiming your benefits. Try AARP’s Social Security Calculator to help you determine the best time to claim to maximize your benefits. You can also Ask AARP to get clear, reliable answers to your Social Security questions anytime from trusted AARP sources.

AARP Benefits for Your 70s

In your 70s, priorities can shift further toward protecting your assets, staying independent, and staying active. With your newfound free time in retirement, you may be more focused on spending quality time with family, traveling, or looking for ways to stay involved in your community. If you find yourself taking on the responsibility of caring for an aging spouse or loved one (or needing care yourself), your AARP benefits include many great resources for family caregivers as well.

What Travel Perks Are Available to AARP Members?

AARP members can save on hotels, car rentals and more. Before you book that next family vacation or once-in-a-lifetime trip, be sure to check out your AARP travel benefits, including tips and tools to help inspire your next adventure. Are theme parks your thing? AARP Members can also save on tickets to popular theme parks like Walt Disney World® Resort and Universal Studios Hollywood.

How Can AARP Benefits Help Provide Peace of Mind and Protection?

If you haven’t already, in your 70s you may start thinking about leaving a legacy and making sure your loved ones are protected. As an AARP member, you receive a 20% discount on trusts, wills and estate planning documents from Trust & Will Estate Planning. Concerned about being targeted by scams or fraud and protecting your assets? AARP Fraud Watch Network™ is a free resource for everyone designed to equip consumers with the skills to spot and avoid scams and also help those targeted by scams with support from fraud helpline specialists. Members can also find savings on identity theft protection plans and device protection plans from Norton.

Can AARP Help Older Adults Find Volunteer Opportunities?

Yes. AARP can help you get involved with your community in a variety of ways. You can volunteer with AARP State Offices, access free online resources to help you find local volunteer opportunities that match your skills and interests, or even tutor and mentor K-3 students who are struggling to read by volunteering with AARP Foundation, a charitable affiliate.

Which AARP Benefits Can Help Me Stay Independent as I Age?

Helping older adults choose how they live as they age is a pillar of AARP’s mission. AARP offers a free guide to making your home age-friendly and a variety of home discounts for members to help you stay in your home as long as you want. Looking for tips to help you maintain your hearing health or live well with hearing loss? Make sure to check out the AARP Hearing Center. In your 70s, you may also find yourself taking on additional responsibilities caring for a loved one or spouse. AARP offers a range of resources to support family caregivers so they can help their loved ones live independently for as long as they choose.

Happy retired senior couple with arm in arm strolling on city street during a trip to Europe

AARP Member Benefits Add Value at Any Age

While some AARP benefits become more important during specific stages in life, saving money, planning for the future and enjoying the now are important at any age. There are hundreds of AARP member benefits that come in handy at any age, any day of the week, 365 days a year. So why wait to become a member? Join AARP today! And remember, anyone over 18 is eligible for membership.

Top AARP Member Benefits Frequently Asked Questions

Many experienced workers in their 50s turn to AARP’s job and career-support tools — like AARP Work & Jobs, AARP Skills Builder for Work℠, resume and interview help, plus a free job board from AARP and Indeed. These benefits can help you stay relevant, explore new opportunities or reinforce your professional momentum. While some of these benefits may be especially relevant in your 50s, many AARP job resources can be helpful for workers of any age and are available to non-AARP members as well.

People in their 70s can use their AARP benefits to find a variety of health & wellness resources, community volunteer opportunities, as well as free events from AARP Local. These resources can help maintain social connections, mental and physical activity, and purposeful engagement as you age. While some of these benefits may be especially relevant in your 70s, many of these resources can be accessed at any age and are available to non-members as well.

Yes. AARP’s Fraud Watch Network™ offers a range of free tools, including a helpline, a scam-tracking map, and educational resources aimed at helping older adults and caregivers spot red flags and avoid falling victim to fraud or identity theft.

People in their 60s can tap into AARP’s retirement planning tools — including a free Ask AARP tool that can help get your Social Security questions answered and a retirement income calculator. AARP also offers resources to help you make informed decisions about Medicare. As your lifestyle changes in retirement, you may also start to prioritize your time in different ways. If you're looking to focus more on leisure, spending time with family, or connecting with your community, AARP offers a range of member-only discounts on travel and entertainment, plus volunteer opportunities and local events that are available to members and non-members.