AARP Insurance Benefits to Protect Your Health and Home

Can AARP members access life insurance benefits?

Yes, AARP membership can help you access a wide range of AARP-branded life insurance benefits provided by New York Life. You can choose from:

AARP Term Life Insurance from New York Life

Want help with funeral costs, rent or mortgage payments, unpaid bills and more? AARP Term Life Insurance From New York Life allows AARP members to apply for up to $150,000 of coverage. No medical exam is required, just health and other information.

AARP Permanent Life Insurance from New York Life

Get insurance you can keep for your entire life. With this plan, AARP members can apply for up to $50,000 in life-long coverage and enjoy guaranteed rates that never increase. Plus, it requires no medical exam, just health and other information.

AARP Guaranteed Acceptance Life Insurance from New York Life

AARP members like you can enjoy guaranteed acceptance* when you apply for up to $25,000 in life-long coverage. Plus, your rates will never go up. This plan has a two-year limited benefit period.

AARP Life Insurance Options from New York Life

Help supplement your retirement savings and protect your family** with custom life insurance options. Evaluate your needs and explore insurance solutions with the assistance of specially trained New York Life agents. Plus, these plans are available to both AARP members and non-members.

What vehicle insurance benefits are available?

Your AARP membership includes access to a range of auto insurance benefits. AARP^® Auto Insurance from The Hartford gives you the protection you need while saving you as much as $597 on your premium. You also have access to plans that protect your motorcycles, RVs, collectible vehicles and more. Plus, you can even save on your membership to Allstate’s Roadside Protection program.

AARP^® Auto Insurance from The Hartford

Want to save hundreds on car insurance provided by The Hartford? Your AARP membership makes it possible with savings of up to 10%^† off your premium, plus discounts for requesting a quote online or for bundling auto and home policies. Added benefits include Accident Forgiveness and Disappearing Deductible,^‡ as well as highly rated claims services. No-cost, no-obligation quotes are available.

Other Vehicle Insurance Programs

In addition to cars and trucks, AARP members can access insurance coverage for almost any other type of vehicle—everything from motorcycles and boats to RVs, snowmobiles, collectible vehicles and many more. 

Roadside Protection provided by Allstate

Starting at just $5.50 a month, AARP members can access Allstate Roadside plans including Roadside Assist and Roadside Elite. Upon enrollment, benefits include 24/7 towing, jump-starts, tire changes, lockout assistance, fuel delivery and more.

Are dental insurance benefits available to AARP members?

Yes, AARP members like you have access to dental insurance coverage from the AARP Dental Insurance Plan administered by Delta Dental Insurance Company. This plan offers individual or family coverage for the most common dental procedures.

What other insurance benefits are available?

AARP-branded insurance benefits are all about protecting you and your loved ones. That’s why your AARP membership helps you access coverage options and AARP member discounts that could impact all aspects of your health and home.

AARP^® Vision Plans from VSP^™

Members can select from a range of four personalized vision plans tailored for you and your family. Each plan covers an annual eye exam, as well as glasses and advanced lens features like progressives and anti-glare coating, and more.

Fetch Pet Insurance

AARP members can protect their pets while saving 10% on monthly premiums for the lifetime of their policy. Plans can cover qualifying care for injuries and illnesses, emergency vet visits, prescription meds and supplements, plus boarding fees for your pet should they require hospitalization.

AARP® Homeowners Insurance from The Hartford

Take advantage of savings and protection for your most valuable asset. You can customize your coverage with benefits and services designed especially for AARP members, including “New for Old” Protection and Disappearing Property Deductible.† Plus, you could save up to 20% when you bundle your home and auto policies. No-cost, no-obligation quotes are available.

AARP® Manufactured Home Insurance Program from Foremost

No matter what kind of mobile or manufactured home you have, Foremost offers a plan to fit.  AARP members qualify for specialized protection, 24/7 claim service and a lifetime renewal agreement subject to policy guidelines.

Renters Insurance from The Hartford

Protect yourself and your belongings with the Renters Insurance from The Hartford. AARP members can get AARP discounts on renters insurance, covering losses from theft, fire or storm damage. Plus, enjoy additional savings when you bundle your renters and auto policies. No-cost, no-obligation quotes are available.

As you can see, AARP membership offers you access to a wide range of insurance benefits to help you safeguard your health, home, vehicles and more. Discover all your options today.

Not an AARP Member? Join now and explore the surprising number of discounts, resources, products and other benefits that help add value, information and enjoyment to your life. 

Disclosures:

Important: AARP does not employ or endorse insurance agents or brokers. AARP is not an insurance company. Some providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP.

*If you’re already insured with the program, the full coverage amount may not be available. Available to AARP members ages 50-80 and their spouses/partners ages 45-80. In New York, available to AARP members and their spouses ages 50-75. For other amounts or higher coverage options, call New York Life at 1-800-607-6957.

**Accessing cash value of life insurance will reduce the death benefit and available cash surrender value.

†Terms and conditions apply.

‡Your savings may vary. Rate difference for AARP members and non-members vary by state and AARP membership tenure.