AARP Hearing Center
Cybercrimes have skyrocketed in recent years: The FBI’s Internet Crime Complaint Center announced $16 billion stolen through online crimes in 2024. And those are just reported losses; scams and fraud are notoriously underreported, so the number is likely far higher.
Unfortunately, many of us inadvertently assist these criminals by using easily crackable passwords. We’ll reuse the same passwords over and over, or choose obvious terms like a pet’s or a child’s name (or, worse, something like 1234abcd), instead of taking recommended safety measures, such as using passwords at least 12 characters long and a complex combination of letters, numbers and symbols.
One key solution is to use a password manager app, which generates random, complicated passwords to log in to online accounts. Browsers such as Google Chrome, Apple Safari, Microsoft Edge and Mozilla Firefox have built-in password managers and will prompt you to let them generate complex passwords for you. Most commercial password manager apps, such as subscription-based 1Password, Bitwarden, Dashlane, Keeper Security and LastPass, have the same feature.
Otherwise, follow these rules to create unique, secure passwords to store your information safely.
1. Be unpredictable in your keystrokes
Choose random words instead of those in a well-worn dictionary. Cybercriminals often run programs that cross reference dictionaries to crack passwords. If you would play the word in a game of Scrabble, don’t use it as a password.
Avoid personal details, too. Steer clear of birthday or anniversary dates to unlock your smartphone or gain access to sites. Cybercriminals get clues by looking at social media posts or phishing for information through bogus emails.
Don’t opt for often-used, far too simple combinations such as 123456, password, admin, 1234, UNKNOWN, 12345678, 123456789, 12345, abc123 and Password.
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