Americans Without a Retirement Plan, by State

More than half of nongovernment workers have no access to a retirement savings plan through their employers. The likelihood that your employer offers such a plan may well depend on where you live. New Mexico ranked last, with nearly 64 percent of its private employees lacking access to a plan; North Dakota fared best, with 39 percent of its private-sector workers lacking a workplace savings option. Where did your state fall? Check out the full rankings.

Number and Percentage of Private Wage and Salary Workers Ages 18-64 Whose Employers Do Not Offer a Retirement Plan (Average 2010-2012)

State

% w/out Retirement Plan	#w/out Retirement Plan

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
District of Columbia
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

50.4
49.3
58.1
53.8
57.7
46.8
45.2
47.5
45.7
60.8
53.1
50.6
53.4
47.9
47.7
43.2
43.4
50.2
56.9
45.7
47.2
49.8
51.1
39.8
56.1
46.1
49.8
45.7
57.2
44.5
53.5
63.8
53.9
51.9
39.4
45.6
48.4
47.6
44.1
47.9
53.6
42.3
50.0
57.8
52.6
45.5
45.2
45.2
45.1
42.2
48.3

776,562
115,745
1,303,382
530,800
7,443,486
885,455
605,956
156,057
101,761
3,900,532
1,744,599
219,001
275,796
2,317,653
1,091,157
520,676
423,578
786,996
815,411
228,775
998,713
1,267,978
1,759,934
873,643
495,468
999,824
155,607
322,274
569,332
235,804
1,767,114
359,943
3,621,611
1,667,227
101,840
1,893,868
581,904
642,042
2,149,076
188,644
826,790
128,910
1,100,912
5,343,118
525,868
111,717
1,291,424
1,122,330
251,666
955,723
93,409

U.S. Total for 2012

51.7%

57,653,566

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