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Key takeaways
- Research shows that nearly 60 percent of teachers take on additional jobs to boost income.
- Part-time roles can provide flexibility and supplemental earnings and, in some states, help teachers earn Social Security credits.
- Several part-time jobs match up well with teachers’ skills.
For many educators, moonlighting is a way of life. Whether retired or still working, many teachers look for part-time work to boost their income. Nearly 60 percent of teachers report earnings outside of their primary job, boosting their income by several thousand dollars a year, according to 2023 research from the Annenberg Institute at Brown University.
For many teachers, the benefit of working outside of school can carry over into retirement. Public school systems in all of 13 states (plus the District of Columbia) and parts of five other states do not participate in the Social Security system, according to the National Center for Education Statistics, meaning their teachers do not pay the Social Security taxes that would qualify them for retirement benefits. By working additional part-time jobs, those teachers can eventually qualify for Social Security, supplementing their future pensions with extra retirement income.
The following five jobs, listed alphabetically, are good part-time roles for both current and retired teachers. Wage information is from the U.S. Bureau of Labor Statistics, unless otherwise noted. If you’re looking for a part-time job or other job-search assistance, AARP and Indeed are collaborating to provide a job board for older adults.
Personal trainer
Average wage: $22.40 per hour
What it’s like: If you worked as a physical education teacher or coached in your school’s athletic program, working as a personal trainer could be a natural fit.
Many personal trainers are hired by gyms or other athletic facilities to provide one-on-one workout sessions and programs for their members. You'll work directly with clients to help them meet their individual fitness goals, including weight loss, flexibility, strength building and athletic improvement for sports. Some personal trainers can also provide guidance on nutrition.
AARP Webinar: Financial Readiness and Tools for Educators 50-Plus
March 26, 2 p.m. ET
Join experts from AARP and the National Institute on Retirement Security for this free virtual event for educators nearing retirement. You’ll get practical information on key elements of retirement readiness, such as Social Security, and learn about trusted AARP tools designed to help you build confidence for your next stage.
Trainers at gyms typically receive an hourly wage plus a commission from their sessions. Other personal trainers work on a contract basis, with sessions at a partner gym, their own facility or clients’ homes. The hours are very flexible, with some clients wanting to work out before heading into the office while others prefer to wind their day down at the gym.
Qualifications: In most cases, clients and gyms will insist that the personal trainers they employ have one or more certifications from groups such as the American College of Sports Medicine (ACSM), the American Council on Exercise (ACE Fitness), the National Academy of Sports Medicine (NASM), the National Personal Training Association (NPTA) and the National Strength and Conditioning Association (NSCA). Requirements vary based on certification, but you should generally expect to study (self-guided or with an instructor) for at least three months.
Once you’ve completed your studies, you’ll need to pass an exam. In total, you can expect to spend $225-$1,500 for a personal trainer credential, including courses, exams and instruction.
If you’ve taken yoga, Pilates, tai chi or similar types of fitness programs, you might consider completing training to become an instructor. Talk with instructors about their path from the mat to the microphone.
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