New Data Shows Fraud's Impact in Washington

New AARP research shows fraud is a widespread and growing concern. Nearly 4 in 10 U.S. adults—about 103 million people—have already experienced fraud, and an estimated 159 million are worried about becoming victims. A little under one-third (30%) of adults say their biggest fear is being targeted themselves, followed by losing money with no way to recover it (21%) and seeing a loved one victimized (15%). These concerns highlight both the financial and emotional toll of these crimes and reflect how pervasive and personal the threat has become.  

“Scammers keep changing their tactics, and knowing about fraud is not always enough,” said Marguerite Ro, state director for AARP Washington. “That is why AARP is working in communities across the state to give people clear information, practical tools, and support to help them protect themselves and those they care about.”

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The report also finds that nine in ten Americans agree that fraud can happen to anyone. One in six adults say they answer calls (11%) or respond to texts (5%) from unknown contacts, and roughly half download free apps and take online quizzes on social media that can expose personal data. Gaps in digital security also persist, including password reuse, limited use of private virtual networks on public Wi-Fi, and low adoption of multifactor authentication.

During the 2026 legislative session, AARP Washington backed consumer protections against crypto-kiosk scams—machines increasingly tied to major losses, especially for older adults.

Lawmakers didn’t enact safeguards, but AARP says it won’t back down; a February 2026 AARP survey found 92% of older adults support laws to curb crypto-kiosk scams.

AARP Fraud Watch Network provides free tools and support to help people spot and avoid fraud, including:

• AARP Fraud Watch Network™ Helpline (877-908-3360) - Free guidance from trained fraud specialists, available Monday through Friday, 8 a.m. – 8 p.m. ET.
• Watchdog Alerts- A free bi-weekly email and text newsletter covering the latest fraud trends.
• Scam-Tracking Map - See fraud occurring near you or report an incident.

About the AARP Fraud Watch Network
Launched in 2013, the AARP Fraud Watch Network is a free resource for people of all ages. Consumers can sign up for Watchdog Alerts by email or text, call the free helpline at 877-908-3360 to report scams or seek support, and access tools to track scams nationwide. The program also provides expert insights, prevention tips, and education to help individuals safeguard their finances and identities.