Javascript is not enabled.

Javascript must be enabled to use this site. Please enable Javascript in your browser and try again.

Skip to content
Content starts here


Leaving Website

You are now leaving and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.

Solving Social Security: Ensuring Long-Term Stability

Congress has not significantly altered the program since 1983. Meanwhile, multiple demographic and socioeconomic changes in the interim have led to long-term financial challenges. Without legislative action, beginning in 2034 Social Security would still be able to pay roughly three-quarters of benefits for the remainder of this century. But a reduction of this size would compromise the economic security of beneficiaries, particularly those with low and moderate incomes who rely on Social Security the most.

Lawmakers can pursue a variety of options to fix the program’s long-term shortfall by changing how it pays benefits or obtains revenue. The longer Congress waits, however, the harder and more dramatic those fixes will need to be.