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Want to Move Out of the U.S. When You Retire? Take Our Quiz

Review our Smart Guide to Retiring Abroad, then test your knowledge


airplane ticket overlaid on passports surronded by multi colored bubbles with question marks
AARP (Shutterstock)

Want to Move Out of the Country After You Retire? Take Our Quiz

According to the Association of Americans Residing Abroad, at least 5.4 million of us now live outside of the United States. That includes older Americans who wish to retire in places with lower costs of living or a different lifestyle. Want to learn more about this topic? Review AARP’s Smart Guide to Retiring Abroad, then take our quiz to test your knowledge.

Question 1 of 10

Why is it important to stay 90 days in a location before fully relocating?

It is recommended that you stay 90 days, the legal limit for nonresidents in many countries, as a trial run for testing daily life in a new country before committing to a move overseas.

Question 2 of 10

What is the primary benefit of staying in a residential district instead of a resort or hotel during your trial stay?

The goal is to experience life as residents do: shopping locally, using public transit and other features of living in residential neighborhoods. This approach also puts you in contact with real estate agents who often speak English and can provide reliable, practical information should you decide to stay.

Question 3 of 10

Why should you be cautious about “top countries to move to” lists from lifestyle bloggers?

Bloggers often rank countries based on criteria that may not match your priorities. Additionally, they may not stay up-to-date on changing visa regulations or economic or political conditions. Instead, consult official sources and established experts for reliable and current information.

Question 4 of 10


Which of the following is a commonly overlooked cost when moving abroad?

While many people focus on rent, food and health care, they often overlook expenses such as regular travel back home and medical insurance premiums before they qualify for a national health system. Such hidden costs can significantly affect your overall budget.

Question 5 of 10


What is one key difference between retirement visas and digital nomad visas?

Retirement visas, which are offered by countries such as Costa Rica, Greece, Ireland, Italy, Malta, Mexico, Panama, Portugal and Spain, generally prohibit paid employment but can be renewed often and eventually lead to permanent residency. Digital nomad visas allow remote work but often have more restrictive time limits. Each visa type has different rules, restrictions and income requirements.

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Question 6 of 10


Does moving abroad eliminate your obligation to file U.S. taxes?

Unless you renounce your U.S. citizenship, you must still file a U.S. tax return — and possibly a state return if you maintain a U.S. residence. Even if tax treaties prevent dual taxation, filing obligations remain, and penalties for failing to report foreign income or assets can be steep.

Question 7 of 10


Why might it be risky to buy property immediately after moving abroad?

Relocation specialists recommend renting first, because it’s easier to exit a lease than sell a property. Additionally, time spent renting can help you understand every aspect of your new location. For example, you may not want to buy a home that’s above a noisy bar, or in a region where you didn’t realize how intense the rainy season would be. You need time to truly understand the area before committing.

Question 8 of 10


Why is international health insurance necessary for most expats?

Most countries require proof of medical coverage as part of visa approval. Medicare generally does not cover care abroad, and standard U.S. plans typically don’t either.

Question 9 of 10


What is one risk of relying solely on U.S. debit and credit cards abroad?

Most U.S. cards charge 1 percent to 3 percent for overseas transactions. ATM withdrawals can also incur additional international fees.

Question 10 of 10


Why is social integration especially important for expats?

Social isolation is a significant risk for Americans abroad and is linked to increased risks of heart disease, stroke, dementia and depression. Making friends — among expats and locals alike — and learning the language are key to long-term well-being and successful integration.

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