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LIMITED TIME OFFER

Labor Day Sale

Join AARP for just $11 per year with a 5-year membership. Plus, get a second membership FREE for anyone in your household! Expires 9/9

Health Savings Account (HSA) Calculator

See if an HSA could benefit you

By

AARP

Updated May 21, 2025

Published May 17, 2017

/ Updated May 21, 2025

This tool is designed to help you compare a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. By using an HDHP/HSA solution, you can often realize significant savings on your insurance premiums and receive a deduction on your income taxes. Use this calculator to determine the possible savings.

Change the information currently provided in the calculator to match your personal information and view your results.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Plus, get a second membership FREE for anyone in your household!
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