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Impact of Changing the Age Rating Limit for Health Insurance Premiums

by

Jane Sung, AARP Public Policy Institute

&

Olivia Dean, AARP Public Policy Institute

Published January 12, 2017

AARP Public Policy Institute released a research report from Milliman that modeled and analyzed the impact of changing the age rating limit for health insurance premiums from the current 3:1 ratio to a looser 5:1 ratio. The reports shows that changing the 3:1 limit on age rating to 5:1 would significantly raise premiums for older adults relative to younger adults, minimally impact overall enrollment, and increase federal spending.

Read the full report.

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Supporting Materials

1. Infographic: Weakening Age Rating Protections Will Make Health Care Unaffordable for Older Adults
(PDF)

SEE ALSO

1. Milliman Research Report: Impact of Changing ACA Age Rating Structure
(PDF)

FULL REPORT (PDF)