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Nearly half of the American workforce does not have the option to save at work for retirement. Without a workplace retirement plan, their only sources of income in retirement are Social Security benefits and other personal savings, which tend to fall far short of what is needed to be financially secure.
By the Numbers: Workplace Retirement Coverage by State
David John and Gary Koenig
Employee Benefit Research Institute
National data on employer-sponsored retirement plan coverage with geographic and demographic characteristics.
Urban Institute – September 2016
Less education and lower earnings only partially explain the disparities in retirement savings between Hispanics and non-Hispanics. This comprehensive report examines these factors and others at a national level.
The Pew Charitable Trusts — January 2016
State-by-state analysis of access to and participation in employer-based retirement plans.
The Pew Charitable Trusts — May 2016
Analysis of access to and participation in employer-based retirement plans by metropolitan area.
John J. Topoleski, Congressional Research Service — March 2014
Data on the share of workers who have access to and participate in employer-sponsored retirement plans coverage and participation rates.
April Yanyuan Wu and Matthew S. Rutledge — March 2014
A Center for Retirement Research paper showing the importance of access to an employer-provided retirement plan in building retirement security.
Nari Rhee — December 2013
The National Institute examines Retirement Security in 2013 on retirement readiness among minority groups.
Monique Morrissey — September 2013
The Economic Policy Institute in 2013 examines retirement coverage among racial and ethnic groups.
Kathryn Kobe for the U.S. Small Business Administration — March 2010
This report considers the factors that affect access and participation in workplace retirement plans among small business employees.
Jules H. Lichtenstein — March 2010
This report lists some characteristics of business owners and the self-employed with regard to how they save for retirement.
Leticia Miranda — 2009
The National Council of La Raza in 2009 examines Latino retirement saving.
Ariel/Hewitt — 2007
An industry study examines retirement savings by racial and ethnic groups using 2007 data.
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