Resources
- Hawai`i Retirement Savings Program: Opinions of Small Business Owners - October 2021
- AARP Kansas Work & Save Small Business Owner Survey - December 2021
- AARP Arizona Voter Retirement Security Survey - January 2022
- Reimagining Retirement Savings - 2020
- A Retirement Dashboard for the United States - October 2020
- Who Benefits - February 2021
- Not All Hybrids Are Created Equal - May 2021
- Recommendations to Increase Retirement Savings in Colorado – 2020
- Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves John Chambers – July 2020
- Access to Workplace Retirement Plans by Race and Ethnicity Catherine Harvey — February 2017
- Financial Health for All Ages Debra B. Whitman, PhD — May 2017
- Liquid Savings of Working Households Ages 50–64 Catherine Harvey and William Shiflett — May 2017
Financial Health for All Ages -Debra B. Whitman, PhD — May 2017
Liquid Savings of Working Households Ages 50–64 -Catherine Harvey and William Shiflett — May 2017
Access to Workplace Retirement Plans by Race and Ethnicity -Catherine Harvey — February 2017
Workplace Retirement Plans Will Help Workers Build Economic Security -David John and Gary Koenig — October 2014
Facts and Fallacy about State-Facilitated Retirement Savings Plans -David John and Angela M. Antonelli — February 2017
Fiscal Savings to States of Helping People Save More for Their Own Retirement -William Shiflett and Catherine Harvey
Enhancing Latino Retirement Readiness in California -Catherine S. Harvey — May 2015
The Business Case for 401(k) Automatic Enrollment -David C. John
The Case for Automatic Enrollment in Individual Retirement Accounts -Gary Koenig — February 2012
The Population of Workers Covered by the Auto IRA: Trends and Characteristics -Benjamin H. Harris and Ilana Fischer — February 2012
Economic Effects of Automatic Enrollment in Individual Retirement Accounts -Benjamin H. Harris and Rachel M. Johnson
Most Small Employers Face Low Costs to Implement Automatic IRAs (PDF) -Optimal Benefit Strategies, LLC for AARP — August 2009
· Recommendations to Increase Retirement Savings in Colorado
· Feasibility Study of Retirement Savings Programs for Virginia
· Secure Choice Feasibility Study for Illinois
· Demographic Overview of Illinois Secure Choice
· Market Research Report for Oregon
· Feasibility Study for Oregon
· Market Analysis, Feasibility Study, and Program Design Consultant Services For California
· Market Feasibility Study for Connecticut
· Feasibility Study of Retirement Savings Programs for Virginia
· Estimated Offset Medicaid Cost Based on Increased Retirement Savings
AARP Arizona Voter Retirement Security Survey - January 2022
Michigan Voters Support Retirement Savings Option -Lona Choi-Allum — August 2021
New York Small Business Owners Support Secure Choice Savings Program -Lona Choi-Allum — August 2021
A Look at Access to Employer-Based Retirement Plans in the States: Who's in, who's out -The Pew Charitable Trusts — January 2016
California Retirement Plan Could Serve as a National Model -Ross Eisenbrey and Monique Morrissey — September 13, 2012
Review of Potential Public Retirement Plan Options for Private Sector Employees/Employers in the State of VermontCenter for Retirement Initiatives, McCourt School of Public Policy, Georgetown University — January 2017
State Savings Initiatives: Lessons from California and Connecticut -Anek Belbase, Alicia H. Munnell, Nari Rhee and Geoffrey T. Sanzenbacher — March 2016
Testimony before the Oregon Retirement Savings Task Force -David C. John — July 2014
California Retirement Plan Could Serve as a National Model -Ross Eisenbrey and Monique Morrissey — September 2012
The Fiscal Implications of Inadequate Retirement Savings in Maine (PDF) -Philip Trostel, The University of Maine — February 2017
Enhancing Latino Retirement Readiness in California -Catherine S. Harvey — May 2015
Recommendations to Increase Retirement Savings in Colorado
The Impact of Insufficient Retirement Savings on the Commonwealth of Pennsylvania
Wyoming Report to the Committee on Labor, Health & Social Services
New Mexico Report of Senate Joint Memorial 12 Retirement Income Security Task Force
Retirement Readiness: Washington State Retirement Preparedness Study
Minnesota State-Administered Private Sector Employee Retirement Savings Study
Feasibility Study of Retirement Savings Programs for Virginia
The New York City Nest Egg Report
An Analysis of Options to Increase Retirement Security for New York City Private Sector Workers
1,000,000 of Our Neighbors at Risk: Improving Retirement Security for Marylanders
Report and Recommendations of the Oregon Retirement Savings Task Force
A Retirement Dashboard for the United States
David C. John, Grace Enda, William G. Gale, J. Mark Iwry, October 2020
Retirement Plan Trends and Participation
Employee Benefit Research Institute
Secure Choice 2.0: States Blazing a Path to Retirement Security for All
National Conference on Public Employee Retirement Systems — July 2017
Structuring a State-Sponsored Retirement Savings Plan
David C. John and William G. Gale — September 2015
Savings Arrangements Established by Qualified State Political Subdivisions for Non-Governmental Employees
U.S. Department of Labor — December 2016
Savings Arrangements Established by States for Non-Governmental Employees
U.S. Department of Labor — August 2016
Interpretive Bulletin Relating to State Savings Programs That Sponsor or Facilitate Plans Covered by the Employee Retirement Income Security Act of 1974
U.S. Department of Labor — November 2015
DOL Finalizes Regulation on State Automatic IRAs and Proposes Extension to Cities and Other Political Subdivisions
Groom Law Group — August 2016
The Importance of Auto Features in Promoting Retirement Savings
Brigitte C. Madrian, Harvard University and National Bureau of Economic Research — October 2014
The Impact of ERISA on State-Sponsored Retirement Plan Designs
Robert J. Toth Jr., Law Office of Robert J. Toth, Jr., LLC — October 2014
Five Tips for Successful Default Contribution Rates in Automatic Retirement Savings Plans
Peter Chandler and Gary Mottola, Retirement Made Simpler — October 2014
Employer Liability Under a State-Sponsored Retirement Program
Robert J. Toth Jr., Law Office of Robert J. Toth, Jr., LLC — October 2014
Investment Platform: The Advantages of Placing Retirement Savings Assets in Pooled Accounts
Karen Friedman and Norman Stein, Pension Rights Center — October 2014
Can We Increase Retirement Saving?
Steven A. Sass – September 2016
How States Are Working to Address the Retirement Savings Challenge
The Pew Charitable Trusts — June 2016
Federal Action Could Help State Efforts to Expand Private Sector Coverage (PDF)
GAO — September 2015
Retirement Security Federalism in Action
Elliot Schreur — April 2015
State Initiatives to Expand the Availability and Effectiveness of Private Sector Retirement Plans (PDF)
David E. Morse — December 2014
State-Guaranteed Retirement Accounts: A Low-Cost, Secure Solution to America's Retirement Crisis
Teresa Ghilarducci, Robert Hiltonsmith, and Lauren Schmitz — September 2012
State-Sponsored Retirement Savings Plans: The Potential Effect on Women
Cindy Hounsell, Women's Institute for a Secure Retirement (WISER) — October 2014
State Auto-IRA Programs: The Keys to Financial Self-Sufficiency
Consumer Knowledge about Social Security Claiming Decisions and the Role of Certified Financial Planners
2014 Retirement Confidence Survey: A Secondary Analysis of the Findings from Respondents Age 50+
2013 Health Care Costs Survey
2013 Retirement Confidence Survey: A Secondary Analysis of the Findings From Respondents Age 50+
2012 AARP Bulletin Survey on Budgeting and Credit Card Use
The Impact of Claiming Age on Monthly Social Security Retirement Benefits: How Knowledgeable Are Future Beneficiaries?
Financial Literacy: What Works? Could It Be More Effective?
The Financial Capability of Young Adults — A Generational View (PDF)
Claiming Social Security: A Critical and Complex Decision for Retirement Security (PDF)
How Do Non-Financial Factors Affect Retirement Decisions?
Are Americans of All Ages and Income Levels Shortsighted About Their Finances?
Dog Bites Man: Americans Are Shortsighted About Their Finances
How Does Aging Affect Financial Decision Making?
What Do Subjectiive Assessments of Financial Well-Being Reflect?
How Financially Literate Are Women? An Overview and New Insights
Financial Literacy and Economic Outcomes: Evidence and Policy Implications
Financial Knowledge and 401(K) Investment Performance: A Case Study
Employee Financial Literacy and Retirement Behavior: A Case Study
Saving for Retirement: A Look at Small Business Owners (PDF)
Jules H. Lichtenstein — March 2010
Small Business Retirement Plan Availability and Worker Participation (PDF)
Kathryn Kobe for the U.S. Small Business Administration — March 2010
Review of Potential Public Retirement Plan Options for Private Sector Employees/Employers in the State of Vermont
Center for Retirement Initiatives, McCourt School of Public Policy, Georgetown University — January 2017
Building a Publicly-Sponsored Private Sector Retirement System: Lessons from Australia
Zachary May — September 2016
Delivering on Publicly-Sponsored Private Retirement Accounts: Key Considerations for Successful Public-Private Partnerships
Richard Mourdock — September 2016
State Retirement Savings Initiatives Do More than Enhance Retirement Security for Private Sector Workers
Segal Consulting — Winter 2017
Consumer Protections in State-Sponsored Retirement Plans for Private-Sector Workers
Karen Friedman and Norman Stein, Pension Rights Center — October 2014
Securing Our Financial Future (PDF)
Bipartisan Policy Center Commission on Retirement Security and Personal Savings — 2016
Improving Americans’ Retirement Outcomes Through the National Savings Plan
David Madland, Alex Rowell, Rowland Davis — January 2016
A Comprehensive Plan to Confront the Retirement Savings Crisis (PDF)
Teresa Ghilarducci and Hamilton “Tony” James — 2015
American Retirement Savings Could Be Much Better (PDF)
Rowland Davis and David Madland — August 2013
Facing Up to the Retirement Savings Deficit: From 401(k)s to Universal and Automatic Accounts (PDF)
Michael Calabrese — October 2011
New Ways to Promote Retirement Saving
William G. Gale, David C. John, and Spencer Smith — November 2012
Time to Address the Retirement Savings Crisis
David C. John — October 2012
A Safe and Secure Retirement for All Americans: Pension Reform in the United States (PDF)
Teresa Ghilarducci and Monique Morrissey
Guaranteed Retirement Accounts: Toward Retirement Income Security
Teresa Ghilarducci — March 2008
Guaranteed Retirement Accounts: Toward Retirement Income Security
Teresa Ghilarducci — 2007