Stimulate your brain with fun activities, games, and more with Staying Sharp. Let’s go.
AARP Public Policy Institute
by Jane Sung, Olivia Dean, Claire Noel-Miller, Public Policy Institute, September 20, 2017
Health Insurance Cost-Sharing Reductions Are Critical to Ensuring Affordable Health Care for Older Adults
Over 2 million lower-income older adults ages 50-64 rely upon subsidies known as cost-sharing reductions to help make health care more affordable and accessible. Over a third (35 percent) of adults receiving cost-sharing reductions are older adults ages 50-64. For people with modest incomes, high cost-sharing can present an enormous barrier to accessing necessary medical care. By reducing these barriers, cost-sharing reductions provide critical financial protection for consumers, especially older adults with chronic conditions or significant health care needs. Cost-sharing subsidies are most important to low-income people with high medical expenses—including older adults with chronic conditions—who, without the subsidy, would be at risk of unaffordable out-of-pocket cost burdens and medical debt.
Find the public policy institute content you are looking for by entering in search terms below.
Sign up for alerts on the latest research, events and videos on policy issues.
A State Scorecard on Long-Term Services and Supports for Older Adults, People with Physical Disabilities, and Family Caregivers
By 2030, one out of every five people in the United State will be 65-plus. Will your community be ready?
You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits.
Your email address is now confirmed.
You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age.
You can also manage your communication preferences by updating your account at anytime. You will be asked to register or log in.
In the next 24 hours, you will receive an email to confirm your subscription to receive emails
related to AARP volunteering. Once you confirm that subscription, you will regularly
receive communications related to AARP volunteering. In the meantime, please feel free
to search for ways to make a difference in your community at