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Health Insurance Cost-Sharing Reductions Are Critical to Ensuring Affordable Health Care for Older Adults

Over 2 million lower-income older adults ages 50-64 rely upon subsidies known as cost-sharing reductions to help make health care more affordable and accessible. Over a third (35 percent) of adults receiving cost-sharing reductions are older adults ages 50-64. For people with modest incomes, high cost-sharing can present an enormous barrier to accessing necessary medical care. By reducing these barriers, cost-sharing reductions provide critical financial protection for consumers, especially older adults with chronic conditions or significant health care needs. Cost-sharing subsidies are most important to low-income people with high medical expenses—including older adults with chronic conditions—who, without the subsidy, would be at risk of unaffordable out-of-pocket cost burdens and medical debt.  

Long-Term Services & Supports State Scorecard

A State Scorecard on Long-Term Services and Supports for Older Adults, People with Physical Disabilities, and Family Caregivers


Aging Demographics

One in Three Americans is Now 50 or Older

By 2030, one out of every five people in the United State will be 65-plus. Will your community be ready?

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