Medicare open enrollment ends Dec. 7! Get the information you need from AARP’s Medicare resource center.
by Claire Noel-Miller, Jane Sung
Full Report (PDF)
Printable Map (PDF)
Summary Table (PDF)
As Congress considers changes to the Affordable Care Act (ACA), a key issue will be ensuring that people with preexisting health conditions have access to affordable health insurance coverage. The ACA bans insurance companies from denying coverage, charging higher premiums, and imposing coverage limits or exclusions to people with preexisting health conditions. The protections are especially important for older adults because they are more likely than younger adults to have health problems.
This Insight on the Issues examines the impact that eliminating or weakening the ACA’s protections for people with preexisting conditions would have on older adults ages 50-64. Building on a recent report by Kaiser Family Foundation, this analysis finds that 40 percent of older adults ages 50-64 – or about 25 million people in this age group – could be denied health coverage because of a preexisting condition if they sought to buy an individual plan. The analysis also found wide state-by-state variation in the prevalence of preexisting conditions among older adults. At the high end, in some states, at least half of those between ages 50 and 64 have a declinable preexisting condition.
Please leave your comment below.
You must be logged in to leave a comment.
Find the public policy institute content you are looking for by entering in search terms below.
Sign up for alerts on the latest research, events and videos on policy issues.
A State Scorecard on Long-Term Services and Supports for Older Adults, People with Physical Disabilities, and Family Caregivers
By 2030, one out of every five people in the United State will be 65-plus. Will your community be ready?
You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits.
Your email address is now confirmed.
Manage your email preferences and tell us which topics interest you so that we can prioritize the information you receive.
Explore all that AARP has to offer.
In the next 24 hours, you will receive an email to confirm your subscription to receive emails
related to AARP volunteering. Once you confirm that subscription, you will regularly
receive communications related to AARP volunteering. In the meantime, please feel free
to search for ways to make a difference in your community at