Quiz: Are You an Easy Target for Scammers?

Some of these online behaviors may put you at risk

AARP

En español

Published March 03, 2014

7 Questions

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Quiz: Are You an Easy Target for Scammers?

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  "question" : "Clicking on pop-up ads",
  "answers" : [ {
    "answer" : "Is a safe way to explore new websites",
    "correctAnswer" : false
  }, {
    "answer" : "Can lead you to a potentially unsafe website and possibly ask for personal or payment identification you do not need to give",
    "correctAnswer" : true
  } ],
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        "repo:path" : "/content/dam/aarp/money/scams_fraud/2014-03/1140-man-points-at-glowing-computer-screen-in-darkness.jpg"
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  "multiSelect" : false,
  "explanation" : "Pop-ups are often a strategy to get you to provide your credit card information by ordering a free book or DVD on \"how to lose that tummy fat\" or the \"miracle cure that will prevent cancer.\" You provide your credit card number for the nominal cost of shipping and handling, but the fine print says you are really signing up for a monthly product or service (for a fee) unless you cancel within a prescribed time frame. If you do sign up for such an offer, be sure to read the fine print first.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "Are you an online scam & fraud target?",
  "questionImgCredit" : "Dimitri Vervitsiotis/Getty Images"
}, {
  "question" : "Opening an email from an unknown sender",
  "answers" : [ {
    "answer" : "Is a good way to meet new people",
    "correctAnswer" : false
  }, {
    "answer" : "Could be a scam",
    "correctAnswer" : false
  }, {
    "answer" : "Could expose your computer to viruses or malware",
    "correctAnswer" : false
  }, {
    "answer" : "B and C",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Emails from unknown senders are often scams. They could contain malware or viruses that could infect your computer or steal personal information. The best thing to do when you receive an email from someone or a company you do not know: Delete it without opening.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What is a potential danger of selling merchandise through an online auction site?",
  "answers" : [ {
    "answer" : "You might not get paid",
    "correctAnswer" : true
  }, {
    "answer" : "You might not be able to sell your item",
    "correctAnswer" : false
  }, {
    "answer" : "You might have to pay for shipping",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Scammers have been known to pose as an interested buyer and offer full price or more than full price for your item. Then, when you send them the item, they don't pay. Well-established online auction sites have built-in safeguards to reduce the chances of users' being scammed.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "If you use an online payment transfer site for paying bills or making purchases, it is better to",
  "answers" : [ {
    "answer" : "Use multiple online payment sites for different purposes",
    "correctAnswer" : false
  }, {
    "answer" : "Use only one site for your transactions",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "By providing your banking information to only one site, you reduce the possibility that such sensitive information will be compromised. Be sure to use a payment transfer company that has a good track record of protecting individuals' personal information online.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Responding to an online job posting that seems too good to be true can make you a fraudster's target.",
  "answers" : [ {
    "answer" : "True ",
    "correctAnswer" : true
  }, {
    "answer" : "False",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "If you recently lost a job, be aware that you may be vulnerable enough to respond to an unusually attractive offer. If it asks you to pay an advance fee or wire money somewhere, don't fall for it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "When a website has a privacy policy or terms of service agreement, it means the site will not share my information with other websites or companies.",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : false
  }, {
    "answer" : "False",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Privacy policies merely describe what a website promises to do with your personal information. They don't guarantee that they will not share your personal information with others. In fact, many companies' websites clearly state that by agreeing to the terms, you are explicitly allowing them to share your information with their affiliate business partners. Be sure to read the privacy policy before agreeing to it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Banks sometimes send emails asking their customers to click on a link to verify personal information.",
  "answers" : [ {
    "answer" : "True ",
    "correctAnswer" : false
  }, {
    "answer" : "False",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Banks never send their customers unsolicited emails saying they should click on a link to verify information. If you get an email purportedly from your bank and you have not contacted your bank for information, contact the financial institution. If the email was not from your bank, delete it.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

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Quiz: Are You an Easy Target for Scammers?

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MEMBERS ONLY

Home & Real Estate

ADT™ Home Security

Savings on monthly home security monitoring

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See more Home & Real Estate offers >

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Health & Wellness

AARP® Staying Sharp®

Activities, healthy recipes, challenges and more through AARP Staying Sharp®

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