AARP Hearing Center

Amid growing concerns around inflation, tariff-induced price hikes and economic uncertainty, who couldn’t use a few extra bucks?
A little more cash in your pocket here and there adds up, especially for older adults working hard to squirrel away as much as possible for retirement, or for retirees living on a fixed income.
Extra dollars can help you pay off debt sooner, shore up your emergency fund, make budgeting a little easier and accomplish other financial goals — at a time when nearly half of retirees say their retirement expenses are higher than they expected, a 2025 survey by investment management firm Schroders found.
Here are 10 simple things you can do to make cash quickly.

1. Sell unwanted gift cards
Don’t let unused gift cards go to waste. If you’re not planning to redeem the card, consider selling it at a discount on a marketplace such as CardCash, GiftCash, Gift Card Outlets or GCX. Boomers with unused gift cards, gift vouchers or store credit are sitting on an average value of $227, and Gen Xers have an untapped $255 value on average, according to an August 2024 Bankrate survey.
How much you can make: Offers vary, often depending on the retailer, but CardCash and GiftCash say sellers can receive up to 92 percent of a gift card’s value. (Note: Some marketplaces don’t accept gift cards with expiration dates.)
Tip: Depending on the marketplace, you might be able to trade in your unwanted gift card for one at another retailer, potentially for more than your current card’s value.
2. Take paid surveys
Survey websites like Survey Junkie, KashKick, PrizeRebel, Respondent and User Interviews offer cash or points redeemable for gift cards in exchange for participation in polls on a variety of brands and topics. However, you may have to share personal information, such as your age, address and phone number. Read the company’s privacy policy carefully before signing up.
How much you can make: Longer surveys typically pay more. In early August, a search on Respondent showed a $30 payment for taking a 10-minute survey and $60 for a 30-minute survey in late July.
“In our testing, Survey Junkie had the best reliability and user experience but still paid relatively little on an hourly basis,” says Nick Loper, host of The Side Hustle Show, a podcast that explores the world of side gigs. “Respondent and User Interviews pay much more, often $50 to $150 per hour, but often require specific industry experience, and it can be harder to get selected for studies.”
Tip: “To get the most from these opportunities, sign up for a mix of general survey sites and higher-end research panels; complete your profile in full so you’ll be matched with targeted, better-paying surveys; and check daily to spot and prioritize higher-value studies,” says Keith Spencer, career expert at FlexJobs, a job search website that specializes in positions that offer flexible hours and work-from-home opportunities.
3. Do small tasks for people in your area
Get paid to perform various tasks for people in your community. You can earn money for waiting in line for someone at a restaurant, concert, sports game or other event through an app like TaskRabbit, InLine4You or Spotblaze; delivering groceries via Instacart, Uber Eats or Grubhub; or helping a person assemble furniture, hang artwork or perform other home tasks through a marketplace like Fixr, Handy, Porch or Thumbtack.
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