Quiz: Are You a Holiday-Gift-Giving Guru?

Buying used products can help keep gift costs down — and your grandchildren, at least the younger ones, probably won’t mind. “Kids don’t care,” one expert says. “They just see the toy.”

Spending quality time together can be more meaningful for your grandchildren, and more affordable for you, than giving them the latest toy or gadget for the holidays. Consider taking your grandkids to a local museum, a free outdoor concert or a play at a community theater.

There’s nothing inappropriate about a digital gift, but make an effort to personalize it, experts say. To do that, look beyond the obvious, to indicate that you really understand the recipient’s interests. Instead of the standard Spotify or Netflix gift card, look for special-interest services.

Buy new headphones to accompany a music-streaming subscription or gamer snacks to pair with a Nintendo, PlayStation or Xbox online account. Or Instead of a wordy prewritten card, get a blank one and write your own heartfelt note.