Credit Card Payoff Calculator

Enter your credit card balance to estimate monthly repayment scenarios

AARP

Updated May 21, 2025

Published June 14, 2023

/ Updated May 21, 2025

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Change the information currently provided in the calculator to match your personal information and view your results.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.