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How Do I Avoid Scams When I Use Dating Apps?

Getting back into the dating scene often means using apps. Here’s how to do it wisely


an illustration shows an older adult woman using a laptop, wearing rose-colored glasses
Kiersten Essenpreis

We’ve all heard horror stories about online romance scams and the damage they can inflict.

Reporting this week’s column, about how to stay safe on the apps through your first in-person date, has been eye-opening. There’s some high-level info here that should benefit our reader B.L., who emailed us the question below — and many others who are part of the In the Mood community.

Plus, we have some bonus content for you: a list of the safest, and not as safe, states for online dating. A study looked at reported crimes related to romance scams, identity theft, fraud and more.

I am an older woman who would like to start dating again. How do you make sure a dating app is safe, and how do you keep yourself safe while using one?

Let’s cut to the chase: There are lots of online romance scams that target older people, so you’ll need to be on the lookout.

As Kim Casci-Palangio, who heads the Romance Scam Recovery Group for the nonprofit FightCybercrime.org, puts it: “It’s pretty scary out there.”

In the Mood columnist

In the Mood

For AARP’s In the Mood column, writer Ellen Uzelac will ask experts your most pressing 50+ sex and relationship questions. Uzelac is the former West Coast bureau chief for The Baltimore Sun. She writes frequently on sex, relationships, travel and lifestyle issues.

Do you have a question? Email us at sexafter50@aarp.org

How scary? The majority of romance fraud victims that the group represents are 50 and older, and incur an average financial loss of $275,800.

“These are older adults who have retirement accounts, inheritances, savings accounts, credit cards, homes,” Casci-Palangio says. “They’re targeted for that reason.”

Our experts break it down.

For starters, investigate your own digital safety. Before downloading an app, AARP’s Tech Guru columnist Edward Baig suggests figuring out how visible you currently are on the internet.

Among his recommendations: If you’re on Facebook, as many older adults are, check the privacy settings. Click on your profile picture and you’ll see a settings and privacy area. Do a privacy checkup: Who can see what you share? How do people find you on Facebook? It’s in this setting that you can make changes to your profile, prevent people from tagging you and block people from viewing your account.

Go ahead and Google yourself, too, says Baig. “A lot of information may already be out there about you — from volunteer work, a job and social media profiles. A scammer in disguise as a potential suitor can use that information to gain your trust.”

It’s best practice to use a different name or only your first name, he adds, so that scammers can’t easily find out details about your life.

Picking an app. Certified sex therapist Nan Wise says to only use well-established dating apps that you can download through Google’s and Apple’s respective app stores. Why? They have been road-tested and are regularly updated for privacy and safety. AARP has a list you can reference here.

If you have friends who are dating online, ask them which platforms they’ve used and what they think of them in terms of safety, says certified sex therapist Shadeen Francis.

One other suggestion: Francis says to start by trying the free version of the app, which doesn’t require your credit card or banking info.

When setting up your profile on an app, Casci-Palangio recommends using the highest level of privacy settings, and enabling two-factor authentication to keep it secure.

States With the Fewest Reported Romance Scams

Vermont

Maine

New Hampshire

Iowa

Kentucky

States With the Most Reported Romance Scams

Delaware

Arizona

Georgia

Alaska

Nevada

Source: PrivacyJournal

Don’t offer personal info. Be mindful of what personal data you share on an app. For example, Francis says to avoid posting images of yourself in front of your home, your business or places that you frequent. “Keep the background neutral, not identifiable,” she cautions.

Along similar lines, relationship coach Stella Harris says to keep your information general, not specific. If you live in a small town, she suggests identifying the county. If you’re a teacher, say so — but don’t identify which school. “Don’t make yourself easy to find. Don’t make it easy for anyone to be creepy,” she advises.

And, if you have kids or grandkids, Baig says to refrain from sharing photos of them to protect their privacy along with yours. He also warns against linking your dating profile to your social media accounts. “Facebook, Instagram, even LinkedIn — there’s so much information about you there,” he says. “It’s not a great idea to share.”

How to communicate. Until you’ve had an in-person date,  Harris recommends communicating only on the app or getting a free phone number from Google. In other words, do not disclose your phone number.

If the person is eager to get off the app right away and communicate via, say, WhatsApp, Casci-Palangio says that’s a red flag. Why? The dating apps use algorithms to identify scammers, so fraudsters want to spend as little time as possible on them.  

Behaviors to watch out for. Licensed marriage and family therapist Tameca N. Harris-Jackson says many scammers will make you feel exceedingly special from the get-go, with comments like “I feel so connected to you,” “I’ve never felt this connected before with others on the apps” or “I want to talk to you often.”

Over a period of days or months, she says, they’ll learn about your family, if you have children, who’s in your support system. “This gives them a sense of how easy it will be to scam you,” she notes.

If the questions are making you uncomfortable, or if the person is saying something sexual or asking for photos, Harris says to block them. If someone has a sob story about needing money or says something that feels manipulative, block them, too.

Appeals for money will start small, as a way to test the waters, according to Casci-Palangio. One example: “I had to go away for work, and my wallet was stolen. Can you help me?” Then, she says, the asks get bigger and involve everything from cash apps to wire transfers.

And as AARP.org recently reported, beware of “love bombing,” a relentless campaign by scammers to shower you with attention and gifts to heighten your interest — and essentially seal the deal.

Most apps have buttons to flag inappropriate behavior. Certified sex therapist Amanda Pasciucco says to use them, adding, “Trust me, the apps put these metrics on because they want you to report.”   

A huge red flag: refusal to do a video call. Scammers will do anything not to get on a video call, says Pasciucco. Why? They don’t want to be seen, because in all likelihood they do not match their profile photo.

The takeaway: If anything doesn’t add up, don’t meet up. 

Before you meet in person… Before going out on your first date, certified sex therapist Sari Cooper says to have a video chat so that you know what your date looks like.  

Plus, check out their social media. “There could be red flags about relationships: how they refer to an ex, for example, or whether they seem overly flirtatious, or whether they’ve posted an abundance of bare-chested photos,” says Baig. “You just have to apply common sense. If something seems off, maybe it’s off.”

When you do meet up... Wise says to only meet in a public place, provide your own transportation and turn on location-sharing with a trusted friend.

Wise also says to make sure you don’t drink a lot of alcohol so you can remain attentive and clearheaded. And to prevent the possibility of someone slipping a drug into your drink, don’t ever leave your glass unattended.

Cooper suggests asking a friend to text you a coded phrase during the date just in case you need an out. “It’s simple. Ask your friend to type ‘Have you done the grocery shopping yet?’ If you answer ‘yes,’ then you’re fine and having a good time; and if you type ‘no,’ then she’ll call you immediately and give you an out so that you can excuse yourself and leave.”

Harris says it’s a good idea to also send your friend a screenshot of your date’s profile so that they not only know where you are but who you are with.

And if anything feels the least bit off during the date, Wise says to abort.

“You don’t even have to say you’re leaving,” she notes. “You go into the restroom and then disappear.”

The bottom line. Harris says a lot of safety concerns are feelings-based. As she puts it: “If someone is giving you the ick, walk away.”

Do you have questions about sex or relationships as a 50-plus adult? Send them to sexafter50@aarp.org.

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