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Quiz: Protect Your Budget

Know the difference in coverage between a manufacturer’s warranty and a home warranty plan


woman holding a mobile phone standing next to a man looking at a bill. a laptop is on the kitchen counter in front of them
Photo credit: Getty Images

If you own a home, sooner or later, you will experience a breakdown of a part of a major appliance or home system. Your roof springs a leak. Your fridge goes on the fritz. Your cooling system stops working in the middle of the summer. Having the right warranty in place can help protect you against sometimes staggering repair bills. To make sure your home is well covered, take this quick quiz to learn the difference in coverage between a manufacturer’s warranty and a home warranty plan.

Question 1 of 6

A manufacturer’s warranty covers everything a home warranty plan does.

Answer Explanation

A manufacturer’s warranty typically covers the failed part of a single appliance or system. However, it doesn’t always cover the cost of labor or repair. An American Home Shield® home warranty plan helps protect your budget when covered components of home systems and appliances break down due to normal wear and tear. Coverage, along with a service fee paid at the time of the service request, includes the cost of labor, repair, and, if needed, replacement.

Question 2 of 6

I’ve moved into a home with brand-new appliances, so I’m covered if anything needs repair.

Answer Explanation

A manufacturer’s warranty generally covers parts and, in some cases, labor for 12 months from the purchase date or date of installation. But – and this is a big but – the original warranty is limited to the original purchase made by the original owner. On the other hand, a home warranty plan from American Home Shield can cover the repair or replacement related to covered issues that occur during regular use of parts of your major appliances and systems – like central heating/cooling and plumbing.

Question 3 of 6

AARP members can get an exclusive member offer on a home warranty plan.

Answer Explanation

American Home Shield offers an exclusive AARP member benefit on a home warranty plan. Now, for a limited time, AARP members can save 40%* + $36 on a ShieldGold home warranty plan.

Question 4 of 6

A home warranty plan from American Home Shield provides coverage for which of the following:

Answer Explanation

Unlike a manufacturer’s warranty, which covers a malfunctioning component of a single appliance or system, an American Home Shield home warranty plan protects parts of up to 23 systems and appliances. You can even customize your plan with additional coverage for swimming pool and built-in spa equipment, electronics, and more.

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Question 5 of 6

I have older appliances and systems in my home, so I won’t be able to get covered by either a manufacturer’s warranty or a home warranty plan.

Answer Explanation

While a manufacturer’s warranty covers appliances and systems for the first year or so after purchase, an American Home Shield home warranty plan covers the major parts of your home appliances and systems, regardless of age. What’s more, no maintenance records or inspections are required.

Question 6 of 6

An annual home warranty plan can cost less than the average annual cost to care for a single-family home.

Answer Explanation

Make no mistake – home repairs can be costly. Fixing a malfunctioning heating system or water heater can cost hundreds and even run into four figures. A home warranty plan is a great way to protect your budget.

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Get coverage for major parts of the home systems and appliances you rely on every day. And now, for a limited time, AARP members can save 40%* + $36 on an American Home Shield ShieldGold home warranty. Lock in this special rate for an entire year. Then sit back and relax – you’re in good hands when things go wrong.

Help protect your budget. Get a free quote from American Home Shield for a home warranty. Terms apply.
 

*Limited-time offer expires April 30, 2024. Available to new ShieldGold purchasers only. Not available in conjunction with a real estate transaction or renewal. Discount only available for single-family homes under 5,000 sq. ft. (includes condos and townhouses). Coverage may not be available in all areas.

See the plan agreement for coverage details, including service fees, limitations, and exclusions. Charges for non-covered items may apply.

AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider, American Home Shield, directly for details.

New Jersey residents: The product being offered is a service contract and is separate and distinct from any product or service warranty that may be provided by the home builder or manufacturer.

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