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The following is a list of all benefits available to AARP members. Please follow the Centers for Disease Control and Prevention’s (CDC) guidelines before using your benefits. At this time, the CDC recommends that people avoid cruise, rail and air travel, movie theaters, shopping centers, etc. See the CDC for current guidance.

FinancesBanking & Investments

AARP® Health Savings Account offered by Optum Bank®


Discounted Fees and Tax Advantages

Members with a qualifying high-deductible health plan can take advantage of tax benefits as they save for qualified medical expenses. Plus, get access to tools, resources, and information tailored to their retirement needs. Members under 65 receive a 20% discount on monthly maintenance fees, and if you’re 65 or older, your monthly fees are waived.

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How to Access

Additional product and enrollment information can be found on the Optum Bank website.

or, call Optum Bank at 1-844-458-6738