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Maintaining housing options to meet a variety of incomes and mobility needs is a quality of livable communities but a challenge for many. More than 19 million low-income pay more than 30 percent of their income toward housing.

Housing trust funds are publicly funded programs to expand or preserve affordable housing options and address critical housing needs for low-income people. These trust funds serve housing needs of low-income families in nearly all states and over 400 localities. 

Closing the affordable-housing gap should be a top policy priority. Housing trust funds are one tool to help provide a policy-based solution.