It’s open enrollment season for Affordable Care Act health insurance! Here are 11 things you need to know.
by Joan Rattner Heilman, From the AARP Bulletin Print Edition, November 1, 2010
Got a dog? Make sure it's sociable and trained or you may be paying higher insurance premiums. Dog bites accounted for more than a third of all homeowner or renter policy liability claims last year, with an average claim of $24,840, says the Insurance Information Institute. Most companies will cover dog bites, but one free bite is all you get. After that, your company may charge a higher premium or exclude your dog from coverage. Some firms require a liability waiver or charge more for breeds deemed dangerous such as pit bulls and rottweilers. So be a responsible owner: Take your dog to obedience school, have it spayed or neutered (unneutered dogs bite more often), and keep an eye on children (the most common victims). If necessary, use a leash or a muzzle.
Joan Rattner Heilman frequently writes for the AARP Bulletin.
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