What Do You Know About the Different Parts of Medicare?

Test your knowledge by taking our quiz

Dena Bunis,

AARP

En español

October 14, 2022

10 Questions

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What Do You Know About the Different Parts of Medicare?

[ {
  "question" : "What does Medicare Part A help cover?",
  "answers" : [ {
    "answer" : "Hospital costs",
    "correctAnswer" : true
  }, {
    "answer" : "Hearing aids",
    "correctAnswer" : false
  }, {
    "answer" : "Routine dental care",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare Part A helps cover inpatient care in hospitals. Part A also helps cover some skilled nursing facility care, hospice care and home health care, under certain conditions. Original Medicare does not cover routine dental care or hearing aids while many Medicare Advantage plans do have such coverage.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What does Medicare Part B help cover?",
  "answers" : [ {
    "answer" : "Doctors’ services",
    "correctAnswer" : true
  }, {
    "answer" : "Long-term care",
    "correctAnswer" : false
  }, {
    "answer" : "Podiatry",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare Part B helps cover medical services such as doctors’ services, outpatient care and some medical equipment. Part B also covers some preventive services, such as flu shots and screenings for diabetes and certain cancers. Medicare does not cover custodial long-term care or routine podiatry care.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What does Medicare Part D help cover?",
  "answers" : [ {
    "answer" : "Over-the-counter drugs",
    "correctAnswer" : false
  }, {
    "answer" : "Prescription drugs",
    "correctAnswer" : true
  }, {
    "answer" : "Alternative therapies",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare Part D helps cover the costs of prescription drugs. Medicare Part D plans are run by private insurance companies approved by Medicare. Medicare Part D does not cover over-the-counter drugs or alternative therapies.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "True or False: You are still eligible for Medicare at age 65 even if your age for full retirement benefits from Social Security is 66 or older.",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : true
  }, {
    "answer" : "False",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Most people sign up for Medicare when they turn 65. However, some people can sign up later, without incurring penalties, if they have coverage from an employer for whom they or their spouse are actively working.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What services are not covered by Medicare?",
  "answers" : [ {
    "answer" : "Long-term care",
    "correctAnswer" : false
  }, {
    "answer" : "Cosmetic surgery",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare covers most of your health and prescription drug costs, but not all. It never covers the day-to-day expenses of long-term care or cosmetic surgery.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "When is the period each year when people with Medicare can change their Medicare health and prescription drug plans?",
  "answers" : [ {
    "answer" : "You can change anytime",
    "correctAnswer" : false
  }, {
    "answer" : "October 15-December 7",
    "correctAnswer" : true
  }, {
    "answer" : "You can’t change your plan after you first sign up",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "You can review and change your Medicare health and prescription drug plan during Medicare’s open enrollment period which is from October 15-December 7 each year.  People joining Medicare for the first time get their own enrollment periods, which spans seven months – three months before and three months after the month they turn 65.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "True or False: Medicare Advantage plans let you go to any doctor or hospital who accepts Medicare",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : false
  }, {
    "answer" : "False",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Most Medicare Advantage plans require you to go to the doctors and hospitals on their list of providers. Otherwise, you may pay more or you may not be covered for services at all, except in emergencies.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which movie won the Academy Award for Best Picture the year that Medicare was enacted (1965)?",
  "answers" : [ {
    "answer" : "My Fair Lady",
    "correctAnswer" : true
  }, {
    "answer" : "Mary Poppins",
    "correctAnswer" : false
  }, {
    "answer" : "The Sound of Music",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "<i>My Fair Lady</i> won the Academy Award for Best Picture in 1965",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Medicare Supplemental Insurance covers some of Original Medicare’s out-of-pocket costs?",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : true
  }, {
    "answer" : "False",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Medicare Supplemental Insurance (also known as Medigap) is designed to help pay some of the out-of-pocket costs that you’d otherwise be responsible for in the Original Medicare program (Parts A and B), depending on the policy you buy — for example, the 20 percent copays typically required for Part B services. If you are enrolled in a Medicare Advantage plan, an insurer cannot sell you a Medigap policy.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which former U.S. president was the first to receive a Medicare card?",
  "answers" : [ {
    "answer" : "Lyndon B. Johnson",
    "correctAnswer" : false
  }, {
    "answer" : "Harry S. Truman",
    "correctAnswer" : true
  }, {
    "answer" : "Dwight Eisenhower",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "On July 30, 1965 former President Harry S. Truman received the first Medicare card immediately after President Lyndon B. Johnson signed Medicare into law.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

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What Do You Know About the Different Parts of Medicare?

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Dena Bunis covers Medicare, health care, health policy and Congress. She also writes the Medicare Made Easy column for the AARP Bulletin. An award-winning journalist, Bunis spent decades working for metropolitan daily newspapers, including as Washington bureau chief for The Orange County Register and as a health policy and workplace writer for Newsday.

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MEMBERS ONLY

Finances

AARP® Identity Theft Protection powered by Norton™

Up to 53% off comprehensive protection plans

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Health & Wellness

AARP Online Fitness powered by LIFT session

Customized workouts designed around your goals and schedule

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